Societe Generale · 2 weeks ago
Financial Institution - Insurance , Structured Credit Senior Credit Officer
New York, United States
Full-time
Hybrid
Senior Level
$171K/yr - $325K/yr
7+ years expSociete Generale is a leading financial services group, and they are seeking a Senior Credit Officer to manage credit risk for various financial institutions and insurance companies. The role involves credit assessment, monitoring portfolio quality, and contributing to the bank's credit policy guidelines.
Asset ManagementBankingFinancial ServicesInsurancePersonal Finance
Responsibilities
Credit assessment of the counterparty and underlying asset(s) being traded/financed
Provide detailed explanation of the counterparty considered, including analysis of historical performance of existing activities, highlight the key risk factors
Provide an approval or recommendation for approval based upon the proposed limit(s) and tenor(s) being considered, document recommendation for final decision
Validation of Obligor Risk Ratings, Basel III parameters (LGDs), other financial metrics
Ongoing monitoring of the credit quality of the portfolio (portfolio review and early detection of deteriorating credits). Participation in the quarterly watch list review process
Track credit and market trends on individual asset classes
Assist the Portfolio Management and Governance team in the preparation of reporting for RISQ management and Regulators
Contribution to Bank’s credit policy guidelines and overall risk appetite
Participate in setting the global risk appetite for financing initiatives
Assessment of new business initiatives (white papers, New Product Committees, business rules, etc.)
Qualification
Required
7+ years with risk management experience within financial services with a focus on Insurance and an appetite to expand into the broader FI scope
Broad knowledge of risks impacting Insurance with a specific expertise in credit risk
Must have good knowledge of the US Market and regulatory practices in all relevant insurance related jurisdictions (US, Bermuda, Cayman etc)
Must have strong analytical and solid judgment skills with a proven ability to understand complex transactions / processes
Demonstrated problem solving ability and capacity to work autonomously
Must have a strong ability to manage multiple projects and issues simultaneously
Strong collaboration skills required both across the risk division and with other partners such as business lines, legal and compliance teams
Results focused, responsive, with strong strategic capabilities in terms of decision making and risk assessment
Good English language writing skills, working knowledge of French is a plus
Ability to work under pressure and to meet tight deadlines. Effective management of priorities
Promoter of innovation and creativity
Benefits
401(k) plan with company match
Medical/dental/vision
Other benefits for fertility, wellness, student loans and commuters
Company
Societe Generale
Societe Generale is a financial services organization that offers retail, corporate, and investment banking services.
10001+ employees
H1B Sponsorship
Societe Generale has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (9)
2024 (9)
2023 (4)
2022 (7)
2021 (18)
2020 (19)
Funding
Current Stage
Public CompanyTotal Funding
$111.84M2024-07-15Post Ipo Debt· $26M
2023-12-04Post Ipo Debt· $10.84M
2021-10-01Post Ipo Debt· $15M
Leadership Team
Jerome Niddam
CEO, Asia Pacific
Stephane About
Chief Executive Officer
Recent News
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