Valley Bank · 4 weeks ago
Sr. Specialist, ACH Risk
Clifton, NJ
Full-time
Onsite
Senior Level
5+ years expValley Bank is a leading relationship bank built for growth, with a strong focus on client trust and expertise. The Senior Specialist, ACH Risk, is responsible for monitoring and analyzing risks associated with the Automated Clearing House (ACH) network, ensuring compliance with ACH rules, and mitigating potential risks. This role involves reviewing ACH transactions, conducting risk assessments, and providing training to staff and clients.
Banking
Responsibilities
Review ACH transactions and reports to detect and prevent fraudulent, suspicious, or erroneous activity
Conduct ACH risk assessments and audits to evaluate the bank's compliance with the ACH rules and regulations, as well as internal policies and procedures
Apply ACH risk management and mitigation strategies, policies, and procedures to minimize the bank's exposure to ACH losses and conduct ACH investigations and recovery
Provide ACH risk advisory and training to the bank's staff and clients and maintain effective communication with internal and external stakeholders
Investigate and resolve ACH disputes, claims, and exceptions, and coordinate with the ACH network, other financial institutions, and law enforcement agencies as needed
Keep abreast of the latest trends, developments, and best practices in the ACH industry, and participate in relevant forums and committees
Qualification
Required
Strong knowledge of the ACH rules and regulations, as well as the applicable laws and regulations related to ACH transactions
Proficient in ACH systems, tools, and software, within EPN, Federal Reserve Bank or core system
Excellent analytical, problem-solving, and decision-making skills, with attention to detail and accuracy
Effective communication, presentation, and interpersonal skills, with the ability to work independently and collaboratively
High School Diploma or GED. Minimum of five years of experience of banking or financial operations
Preferred
Bachelor's degree in finance, accounting, business, or related field
Minimum of five years of experience in ACH risk management, operations, or compliance
Knowledge of NACHA Rules and Guidelines, Regulation E
AAP Certification
Company
Valley Bank
Valley National Bank is a regional financial institution
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Curt Lang
Chief Banking Officer, New Jersey
Sanjay Sidhwani
Chief Data & Analytics Officer
Recent News
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