Originator, Debt Finance (CRE & C&I Lending) jobs in United States
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ONCI · 2 months ago

Originator, Debt Finance (CRE & C&I Lending)

OakNorth is a company focused on reshaping the future of business lending in the US. They are seeking an Originator to grow their lending business, focusing on Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending while building exceptional customer relationships and managing the end-to-end deal process.

CreditFinancial ServicesSoftware
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H1B Sponsor Likelynote

Responsibilities

Be a key member of the existing launch team, bringing your extensive knowledge of US lending to bear while leveraging the power of OakNorth’s proven model and world-class data and analytics
Build a book of business in the US through sourcing, structuring and executing transactions in-line with our lending ethos – high yielding with a conservative credit approach
Build on the asset classes in which OakNorth have lent on to date and providing knowledge and insight to new areas to lend
Own, manage and develop customer relationships, putting experience and delight at the forefront, and serving as a true partner vs. 'just a banker'
Drive innovation in our product proposition to improve customer experience levels whilst maintaining asset quality whether this be in the direct origination or lender finance space
Set and meet aspirational team and individual targets including profit, credit quality, new customers, retention and customer satisfaction
Own the end-to-end deal process, including build a healthy pipeline and the reputation of OakNorth with customers, financial sponsors, developers, etc
Work with borrowers from initial conversation through closing and in-life, guiding them through our lending process
Work together with our Credit Analytics team to prepare credit memos
Ensure transactions are documented in accordance with credit approved terms and sanctions
Continue to identify new opportunities for existing clients, and leveraging their networks to uncover new prospects
Collaborate with our team of world-class lenders, credit professionals, transaction lawyers, and others across the US, UK and India, while living OakNorth's values at all times

Qualification

US market knowledgeCREC&I lendingCredit analysis skillsFinancial modelingCustomer relationship managementEntrepreneurial mindsetProblem-solving abilityCommunication skills

Required

In-depth understanding of the US market, with an extensive network in CRE and C&I lending – both customers and potential team members
The “entrepreneurial itch” and desire to get in on the ground floor of our US venture
Willingness to think differently as we redefine commercial lending in the US
Work closely with the existing US Debt Originations team to grow the business successfully
In-depth understanding of the US market, with an extensive network in Commercial Real Estate lending – both customers and potential team members
Proven success within Operational Real estate deals and being able to prove a continued excellence for new transactions
Strong credit, financial analysis and modelling skills, including the ability to read strong, structured credit papers and present these clearly at credit committee
Strong problem-solving ability, capacity to think creatively through different deal structures and aptitude to partner with our legal team on documenting these
Obsession with customers, with excellent communication and customer facing skills, and ability to build long-term lasting relationships

Benefits

401k plan with Principal (ON match up to 4%)
Medical Care (managed through Insperity) - employees can add their family to their plan if needed
Dental & Vision bundle
Insperity Health Savings Account Program - this is a tax-advantaged employee benefit which can help manage health care costs by allowing employees to set aside some of their current earnings on a pretax basis for reimbursement of qualified health care expenses during the plan year
EAP
20 days Holiday

Company

ONCI is a purpose-built commercial credit analysis platform that helps credit teams transform fragmented borrower data into strategic action and forward-looking control – giving them ownership of their data, metrics, and decisions.

H1B Sponsorship

ONCI has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2024 (2)
2022 (1)

Funding

Current Stage
Early Stage

Leadership Team

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Jessica Reiter
Chief Marketing Officer
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Company data provided by crunchbase