Prime Financial Technologies · 3 months ago
Head of Credit
New York, NY
Full-time
Onsite
Director/Executive
10+ years expPrime Financial Technologies is a software company focused on accelerating small businesses through advanced data science in credit decisioning. As the Head of Credit, you will shape the credit strategy and risk management framework, leading the development and implementation of credit policies to ensure the health and sustainability of the portfolio.
Big DataBusiness IntelligenceFinTechSoftware
Responsibilities
Play a leadership role with Product and collaborate closely with Engineering and Data Science teams to innovate and implement a range of credit products across multiple industry sectors that meet the evolving needs of SMBs
Manage relationships with and reporting to balance sheet partners, investors, regulatory bodies, and other stakeholders, communicating credit performance and risk management strategies effectively
Develop and refine the company's credit risk management strategy and policies in alignment with business objectives and requirements
Lead the credit risk assessment framework, incorporating advanced data analytics and machine learning models to enhance decision-making and risk prediction
Oversee the entire credit lifecycle, ensuring optimal performance and management of the loan portfolio, from origination through servicing to collections
Provide leadership and direction to the credit and risk management teams, fostering a culture of continuous improvement and data-driven decision-making
Stay abreast of industry trends, regulatory changes, and advancements in technology that can impact our credit risk framework and lending products
Commit to integrating our core values of Win the Day, Get out of the Building, Embrace the Unknown, and Excellence as a Habit in all aspects of your daily responsibilities and professional interactions
Qualification
Required
10+ years of experience in credit risk management, with a significant portion in the fintech sector and/or SMB lending
Proven track record of developing and managing credit policies and risk assessment models, preferably with exposure to data science and analytics-driven environments
Strong leadership skills, with the ability to inspire and manage a high-performing team in a fast-paced startup environment
Deep understanding of regulatory compliance and reporting requirements relevant to fintech and lending industries
Exceptional analytical and problem-solving skills, with a data-forward thinking approach
Ability to thrive in a fast-paced, roll-up-your-sleeves, dynamic startup environment
Excellent communication and stakeholder management abilities
Bachelor's or Master's degree in Finance, Economics, Statistics, or a related field
Preferred
Advanced degrees or certifications in risk management are a plus
Benefits
Competitive salary and equity grants
Top tier medical, dental vision insurance
Life insurance and disability benefits
Personal development, technology, and ergonomic budgets
401K matching
Unlimited PTO, work from home flexibility, and parental leave
Transparent company culture and proactive communication via Weekly All Hands, Lunch & Learns, and monthly Founder AMAs
Company
Prime Financial Technologies
Prime is reimagining small business lending to unlock a new era of growth for the small business economy.
11-50 employees
Funding
Current Stage
Early StageTotal Funding
$49M2022-01-12Series Unknown· $49M
Leadership Team
Hicham Oudghiri
Co-Founder, Board Member
Recent News
2025-10-10
2025-09-22
BioWorld Financial Watch
2025-08-02
Company data provided by crunchbase