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MidFirst Bank · 9 hours ago

Credit Review Analyst

Oklahoma City, OK

Full-time

Onsite

Entry, Mid Level

3+ years exp

MidFirst Bank is the largest privately owned bank in the country, committed to providing an exceptional culture and extraordinary customer service. The Credit Review Analyst will conduct independent analysis of loan relationships, ensuring accurate risk ratings and identifying credit risk trends to communicate with senior management.

BankingVenture Capital

Responsibilities

Written, independent analysis of commercial real estate, C&I, and other loan relationships of varying size and complexity:

Ensuring timely risk rating accuracy of relationships reviewed

Identifying changes in trends or credit risk profiles

Providing independent assessment of a relationship’s credit quality, and assumptions made in underwriting and appraisals

If necessary, providing additional underwriting scenarios or projections using updated assumptions

Understand applicable credit policy, laws, and regulations – then opine on the appropriateness of exceptions made to credit policy (along with any mitigating factors)

Through meeting attendance and credit portfolio reporting, continuously monitor segments of the overall credit portfolio – identifying trends or areas of risk worthy of further review

Perform credit review due diligence on potential merger & acquisition loan portfolios

Communicate credit trends and recommended process improvements to senior & executive management

Qualification

Commercial underwritingCredit reviewFinancial analysisCredit policy knowledgeAnalytical skillsCommunication skillsMicrosoft WordMicrosoft ExcelMicrosoft AccessCritical thinking