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PlainsCapital Bank · 2 months ago

Intern - Commercial Banking

McAllen, TX

Internship

Onsite

Intern

Start in 2026 Spring

PlainsCapital Bank is a Texas-based financial institution committed to relationship banking and financial strength. The Commercial Banking Intern will gain hands-on experience with credit analysts and lending teams, observing the loan approval process and learning about the bank's operations and customer relationships.

BankingFinancial Services

No H1B

Responsibilities

Observes the day-to-day activities of Loan Officers and Credit Analysts through experienced mentors

Observes and practices the processes for spreading financial statements and underwriting loans of different sizes and complexities within various industries

Performs analysis commensurate with experience level and formulates quality questions to enhance the underwriting of the loan request

Participates in loan committee meetings to gain insight on the loan approval process

Observes how loan packages are prepared and sent to Loan Services department for booking/funding; reviews loan set-up worksheets to identify if package is missing information and works with Loan Officer and Loan Assistant to complete the package

Observes how new business is generated through referrals, prospecting, and networking

Gains an understanding of the Bank’s target customer profile through industry research and preparation of prospect materials

Networks with leaders within the lending division. Meet with product partners to learn about complementary services/programs offered to clients

Learns to effectively interact with employees, vendors, and clients and enhances verbal and interpersonal communication skills

When appropriate, participates in training opportunities offered through the Banker Development Program which is the Bank’s training program designed for analysts who wish to pursue a career as a Commercial Banker