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Desert Financial Credit Union · 1 day ago

Branch Mortgage Loan Officer

Phoenix, AZ

Full-time

Onsite

Mid Level

3+ years exp

Desert Financial Credit Union is seeking a Branch Mortgage Loan Officer who will originate loans primarily sourced from their designated branch territory. The role involves engaging with customers to recommend loan products, ensuring compliance with regulatory standards, and collaborating with branch and market managers to promote mortgage business.

BankingFinance

Responsibilities

Originate mortgage loan applications primarily in-person, but also via telephone, web

Engage with customers to recommend loan products and other services that are in the best interest of the customer

Understand and maintain a thorough knowledge of various mortgage loan programs (FNMA/FHLMC, FHA/VA) and company products to provide clients with most suitable options

Obtain, validate, and secure pertinent financial and credit data to qualify clients

Review all loan applications by verifying supporting documentation and credit-worthiness and prepare loan applications to meet quality standards for submission to processing

Collaborate with market managers, branch managers, branch employees, and other business partners to develop and promote home buyer education seminars and drive mortgage business in the assigned branches

Participate in external events to foster Relator, and other business, relationships within the community

Accurately price loans and ensure timely preparation and delivery of all required loan disclosures

Provide timely follow-up on all originated mortgage applications

Attend and assist in branch meetings and in training of retail staff

Perform other job-related duties as assigned

Qualification

Mortgage OriginationNMLS RegistrationMortgage Lending PrinciplesSales ExperienceCustomer ServiceMortgage Loan Origination SystemRelationship BuildingVerbal CommunicationWritten CommunicationAttention to Detail