Mutual of Enumclaw · 3 months ago
Commercial Lines Underwriting Specialist
United States
Full-time
Remote
Mid, Senior Level
$106K/yr - $141K/yr
7+ years expMutual of Enumclaw is a company committed to a culture of inclusion and connectedness, recognized as one of Washington's Best Companies to Work For. The Commercial Lines Underwriting Specialist is responsible for underwriting and marketing new and renewal business, utilizing technical, sales, and analytical skills to provide insurance solutions to agency partners and customers.
InsuranceLife InsuranceProperty Insurance
Responsibilities
Review and assess medium to large-sized risks of moderate complexity
Anticipate and identify moderately complex underwriting and marketing problems, thoroughly analyze available information, and make timely, practical decisions
When presented with limited information on an account, instinctively know the key questions to ask to understand the complete scope of operations and needed controls
Manages underwriting and submission flow for the assigned agency
Properly escalate risks beyond the designated authority level to underwriters and/or underwriting leadership
Document underwriting file as required to verify account complies with our underwriting guidelines and meets regulatory and underwriting quality standards
Proactively collaborate with sales and marketing to generate submissions in line with our appetite
Partner with the regional sales manager to develop, implement, and execute agency business plans
Communicate with Agents and/or policyholders as appropriate to gather information missing from documents and/or reports, convey the status of applications for new business or endorsements, and strive to preserve the integrity of business relationships
Lead and participate in agency meetings and training sessions
Use consultative sales skills to successfully negotiate price, terms, and conditions for new and/or renewal business with our agency partners
Consistently seek market insight and use internal and external knowledge to inform business decisions
Attend agency functions and industry events
Evaluate natural catastrophe exposures utilizing available modeling tools to confirm compliance with our underwriting standards
Determine if facultative reinsurance is required, secure placement if within your authority, or refer as needed
Collaborate with Underwriting and IT staff to participate in strategic initiatives, data conversion, acceptance testing, and provide quality assurance support for the systems development
Identify, innovate, and suggest new procedures and/or opportunities to streamline Department processing and record-keeping systems and practices
Contribute to developing and executing underwriting strategies for the department
Assist with training and mentoring of less experienced associates when appropriate
Review and approve underwriting referrals within the authority
Qualification
Required
Demonstrate a fundamental understanding of the local marketplace and insurance industry trends
Understand organizational and regulatory rules, policies, and procedures and effectively employs that knowledge in day-to-day work
Exhibit curiosity by asking questions, being investigative, and probing
Demonstrate a sense of urgency and reliability
Exhibit teamwork and collaborate well with others
Communicate clearly and professionally, both verbally and in writing
Utilizes the necessary tools and resources to appropriately analyze and price each risk
Act as a thought leader, exhibit teamwork, and collaborate well with others
Provide excellent service to internal or external clients
Challenge the status quo and bring forward possibilities
Ability to function well in a high-paced environment
Utilize data to make informed decisions and clearly communicate the reason for the decision
Proficient with Microsoft Office Suite and related software
Knowledge of reinsurance treaties and their impact on our business
Take ownership and responsibility for actions, outcomes, and results by analyzing performance to plan and implement actions to address gaps
7+ years of underwriting, policy services, or related business experience
Bachelor's or an Associate's degree, or a High School diploma with relevant business experience
Fully proficient in task, assignment, problem-solving, and project coordination, execution, collaboration, and leadership skills
Ability to be held accountable for customer-focused, accurate and timely results
Demonstrated ability to establish, maintain and grow relationships with agency partners
Specialized underwriting expertise in a given line(s) of business and/or market segment(s)
Preferred
Insurance industry designation(s) and certification(s) preferred
Company
Mutual of Enumclaw
Thoughtful is more than a word—it’s the foundation of everything we do, and it defines our company culture.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Shane Kim
Director
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