Xero · 2 months ago
Lead/Staff Backend Engineer, Payments Platform
United States
Full-time
Remote
Lead/Staff
$206K/yr - $257K/yr
8+ years expXero is a company focused on supercharging small businesses by automating routine tasks and providing actionable insights. As a Lead/Staff Engineer on the Payments Platform, you will build scalable systems that redefine money movement for millions of small businesses, making foundational architectural decisions that impact Xero's future.
AccountingBillingFinTechPersonal FinanceSaaSSoftware
Responsibilities
Define and build core platform services: Lead the design and development of reliable, scalable, performant, and secure services for Xero’s Payments Platform
Architect the future of payments: Shape the technical foundation for Xero’s money movement capabilities while unlocking new product lines
Stay hands-on: Contribute directly to production code, proof-of-concepts, and technical deep dives
Solve complex problems: Tackle challenging fintech and distributed systems problems with innovative solutions
Drive technical excellence: Set a high bar for reliability, security, and scale through design reviews, mentoring, and best practices
Collaborate cross-functionally: Partner with Product, Security, Risk, and Operations teams to translate complex business needs into resilient engineering solutions
Mentor and grow engineers: Act as a role model, coach, and technical leader, fostering a culture of inclusion, collaboration, and excellence
Ensure operational excellence: Lead on-call practices, build robust observability, and champion high-performance, reliable systems
Drive innovation: Encourage experimentation and adoption of new technologies, staying ahead of industry trends to strengthen our platform
Qualification
Required
8+ Years of software engineering experience, with a proven track record as a Staff / Technical Lead delivering highly available, distributed backend systems at scale
Deep expertise in system architecture, API design, and building high-throughput, reliable services—understanding how to design under the constraints of both new and existing systems
Strong proficiency in at least one modern backend stack (e.g. C# a bonus, Java, Golang, C++) and experience with cloud-native platforms (AWS a bonus)
Experience with both SQL and NoSQL databases
Demonstrated leadership in setting technical direction, solving complex problems, and mentoring senior and junior engineers
Strong collaboration and communication skills, with the ability to work effectively across engineering, product, and operations
Proven ability to break down complex problems into clear, actionable solutions and drive agile execution
Experience auditing codebases to uphold high standards for security, testability, and maintainability, with the ability to set and guide code design decisions
Preferred
Experience in payments, fintech, or other highly regulated, compliance-heavy domains (preferred but not required)
Benefits
Very generous paid leave to use however you’d like (plus statutory holidays!)
Dedicated paid leave to care for your physical and mental wellbeing
Employee Assistance Program to access mental health care for you and your family
Employee resource groups
Wellbeing programming and allowances
Medical, dental, vision, and disability insurance
Fertility and family forming financial support
401k contribution matching
26 weeks of paid parental leave for primary caregivers
Employee Share Plan
Beautiful offices with snacks and break areas
Flexible working
Career development
Many other benefits that reflect our human value
Company
Xero
Xero is an online accounting software for small businesses that automating invoicing, bank reconciliations, and reporting.
1001-5000 employees
H1B Sponsorship
Xero has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (4)
2024 (2)
2023 (1)
2022 (3)
2021 (4)
2020 (3)
Funding
Current Stage
Public CompanyTotal Funding
$1.61BKey Investors
Callaghan InnovationTCVAccel
2024-06-05Post Ipo Debt· $925M
2021-09-08Grant· $0.06M
2020-10-23Grant· $0.06M
Leadership Team
James Coleman
Head of Developer Relations
Peggy Lee
Head of Communications, Asia
Recent News
TradingView
2025-12-21
Company data provided by crunchbase