Upstart · 9 hours ago
Software Engineer, Financial Operations
United States
Full-time
Remote
Mid Level
$142K/yr - $197K/yr
3+ years expUpstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. They are seeking a Software Engineer to join their Financial Operations Engineering team, focusing on developing scalable systems for financial planning and reporting.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Collaborate with senior engineers to develop and maintain systems that support finance, accounting, and treasury functions
Assist in the design and implementation of automation tools to streamline financial workflows and reduce manual effort
Work with business stakeholders to understand financial requirements and translate them into technical solutions
Contribute to the building of APIs, data pipelines, and integrations with third-party financial tools
Ensure data integrity, security, and scalability of financial platforms
Participate in code reviews, testing, and the deployment of high-quality code
Support ongoing maintenance, troubleshooting, and optimization of financial systems to ensure reliability and performance
Qualification
Required
3-5 years of experience in software development, with a strong focus on backend engineering, distributed systems, and APIs
Experience with some or many of the following: Kotlin, Ruby on Rails, PostgreSQL, React, Next.js, Vercel
Experience with cloud platforms (AWS, GCP, Azure) and deploying applications in a cloud native environment
Experience with microservices architecture and real-time data processing pipelines (Kafka, Spark, or similar)
Familiarity with database technologies such as SQL and data warehousing solutions
Good communication and teamwork skills, with the ability to work effectively with cross-functional teams
Strong problem-solving skills and a desire to learn and grow in a fast-paced, collaborative environment
Preferred
Experience in building financial, accounting, or treasury systems or similar enterprise applications
Prior experience or demonstrated enthusiasm for working on internal tools
History of thriving in a variety of work environments: both collaborative and self-directed; remote and in-person
Benefits
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
The Motley Fool
2026-01-03
The Motley Fool
2026-01-01
2025-12-17
Company data provided by crunchbase