Renasant Bank · 3 months ago
Commercial Relationship Officer
Tifton, GA
Full-time
Onsite
Entry Level
1+ years expRenasant Bank is seeking a Commercial Relationship Officer responsible for establishing business relationships to facilitate commercial loans. The role involves managing a loan portfolio, approving loans, and participating in business development efforts while ensuring compliance with lending policies.
BankingConsultingFinancial Services
Responsibilities
Manage an active portfolio of small and medium to large loan relationships
Interview applicants, structure and negotiate loan terms, and analyze new and renewed loans
Approve loans within loan authority
Assign appropriate risk grades to loans and relationships
Develop and recommend pricing strategies and parameters
Actively participate in new business development program by identifying, developing, and documenting calls on prospective customers and referral sources for all bank products and services
Cross sell all company products and services
Obtain and retain product knowledge
Facilitate the collection of past due loans
Direct financial statements to commercial credit analysts for spreading and analysis
Respond to referrals from Senior Management of the bank, company, and others
Maintain and enhance the relationships with the bank’s customers and referral sources
Participate in setting organizational and departmental goals and expectations where appropriate
Monitor new developments in lending, compliance with loan policies, and compliance with appropriate regulations, and suggest changes in credit policy
Provide training and guidance for lending personnel
Provide back up support for managing the internal and external audit examination process with respect to lending
Participate in community activities and organizations
Perform other related duties as assigned
Qualification
Required
High school diploma or equivalent required
1 year previous lending experience or 3 years job related experience
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, and procedure manuals
Ability to effectively present information and respond to questions from groups of managers, clients, customers, and local organizations
Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations
Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form
Professional sales ability
Professional verbal and written communication skills
Preferred
Bachelor's degree preferred
Company
Renasant Bank
Renasant Bank is a financial institution offering mortgage, personal, business, and digital banking services.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
$217M2024-07-29Post Ipo Equity· $217M
1992-05-01IPO
Leadership Team
Jim Mabry
Chief Financial Officer
Chris Maddox
Market President
Recent News
2026-01-16
Company data provided by crunchbase