Idaho First Bank · 2 months ago
Senior Risk Manager – Retail Lending & Specialty Finance
Boise,ID,US
Full-time
Onsite
Senior Level
5+ years expIdaho First Bank is a full-service state-chartered community bank established in 2005, headquartered in McCall, Idaho. They are seeking a Senior Risk Manager to oversee credit and portfolio risk across the Bank’s retail and specialty finance exposures in North America, ensuring sound credit practices and contributing to the expansion of the Group’s North American portfolio.
BankingFinanceFinancial ServicesMortgage
Responsibilities
Lead risk due diligence of all new platforms and specialty finance lenders
Review of lending/servicing policies and procedures against market standards, BAWAG Group risk appetite
Market overview of the asset class with identifying key macro risk drivers
Financial and Business model resilience of the counterparty (sponsor/lending platform)
Provide inputs into risk mitigation measures (e.g., deal covenants, cash sweep/default triggers, credit box set up etc.)
Day to day oversight of portfolio servicing, and act as risk point of contact for all operational matters relating to these exposures
Lead Monthly servicer performance review
Leverage group reporting/analytics team to monitor portfolio performance and come up with mitigating measures where needed
Support Group risk with planning of risk metrics, lead discussions with auditors on risk matters relating to the portfolios
Qualification
Required
Bachelors degree in Finance, Accounting or Business Administration
5-7 years of experience with a wide range of retail lending products in a control function (Risk/Finance)
Preferred
Experience working in a structured finance set up ideal, but not necessary
Company
Idaho First Bank
Idaho First Bank is a bank that specializes in small business lending, and mortgage lending.
11-50 employees
Funding
Current Stage
Early StageLeadership Team
Amanda Peña
VP, Middle Market Banker
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