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Banc of California · 2 months ago

VP, Relationship Manager - OC & Inland Empire

Brea, CA

Full-time

Onsite

Mid, Senior Level

$101K/yr - $168K/yr

6+ years exp

Banc of California is a bank holding company headquartered in Los Angeles, focused on providing banking and treasury management services to various businesses. The VP, Relationship Manager role involves sourcing opportunities, negotiating terms, and analyzing commercial real estate loan requests while fostering relationships and guiding credit requests through the review process.

BankingFinanceFinancial Services

Responsibilities

Establishing new relationships and fostering existing relationships

Analyze commercial lending opportunities, including working capital lines of credit and term loans to business, plus owner-occupied real estate loans

Combine this analysis with a detailed analysis of a borrower(s) and guarantor(s) balance sheets and cash flow to determine the bank’s interest in providing a credit facility for the designated purpose

Gather any additional information required to make an initial decision on the credit requested, or to prepare a credit display once the decision to proceed is made

Prepare investment analysis and credit package for review by department manager and credit administrators

On an ongoing basis, continue the analysis detailed above to maintain a working knowledge of the ability and desire of the borrower(s) and guarantor(s) to maintain the loan and the collateral in a manner which will increase or maintain the value of the collateral, and achieve payment in full of the loan provided

Manage financial ticklers

Work with loan administrators and legal counsel to provide information as necessary to process and close credit facilities

Stay abreast of market trends and develop/maintain a network of referral sources

Involved with interviewing and hiring decisions

Prepare and deliver employee performance evaluations, goal planning, and counseling

Manage, support, coach and train staff

Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions

Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action

Follows policies and procedures; completes tasks correctly and on time; supports the company’s goals and values

Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct

Performs other duties and projects as assigned

Qualification

Commercial lending experienceFinancial analysisCompliance knowledgeLoan documentation knowledgeP.C. proficiencyWriting skillsInterpersonal skillsPositive attitudeTime management skills

Required

Minimum of 6-8 years of experience in commercial lending, including valuation and asset management, and financial analysis is required

B.A. Degree in finance or related field and/or related work experience is required

Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act, Anti-Money Laundering (AML) and Customer Information Program (CIP), Right to Financial Privacy Act (RFPA, state and federal) and Community Reinvestment Act (CRA)

A general knowledge of appropriate loan documentation, collateral analysis and financial statements

P.C. proficient with emphasis on spreadsheets (Word, Excel, Argus)

Excellent composing and writing skills

Above-average interpersonal skills; ability to communicate verbally with a wide range of people

Responsiveness, judgment, maturity, integrity, and time management skills are required

Review and be knowledgeable of departmental and human resource's policies & procedures

Preferred

Familiarity with Moody's analysis systems

Familiarity with nCino system

Positive attitude and willingness to work

Benefits

You will be eligible to participate in the company’s 401k plan which includes a company match and immediate vesting.

We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA).

Banc of California partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family.

Eligible team members receive paid vacation days, holidays, and volunteer time off.

To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.