SoFi · 6 days ago
Principal Software Engineer, Risk Technology
San Francisco, CA
Full-time
Onsite
Lead/Staff
$192K/yr - $330K/yr
12+ years expSoFi is a next-generation financial services company and national bank focused on innovative technology to assist members in achieving their financial goals. The Principal Software Engineer will lead the architecture and development of fraud detection and anti-money laundering solutions, utilizing advanced technologies and data-driven approaches to protect the organization and its members.
CreditCredit CardsFinancial ServicesFinTechLendingWealth Management
Responsibilities
Design and implement advanced fraud detection systems using machine learning models, real-time streaming analytics, and complex event processing
Build comprehensive anti-money laundering solutions including transaction monitoring, customer due diligence (CDD), and suspicious activity reporting systems
Develop sophisticated risk scoring models leveraging Member360 unified data layer and advanced analytics capabilities
Build real-time data pipelines using Apache Kafka, Apache Flink, and AWS Kinesis for processing high-volume transaction streams
Implement ML models using AWS SageMaker, Feature Store, and the Batch Inference Framework for fraud and AML detection
Develop entity relationship analysis using AWS Neptune for investigating complex fraud patterns and money laundering networks
Build operational dashboards and investigative tools using Apache Druid for seconds-fresh fraud and AML analytics
Enhance and optimize SAFE (Security and Fraud Engine) and Flowable rule engines for sophisticated risk decisioning
Architect solutions integrating with fraud detection vendors like DataVisor, Socure, Transmit Security, and Early Warning System (EWS)
Build comprehensive fraud and AML investigation platforms within SoFi Atlas for operational efficiency
Qualification
Required
Bachelor's degree with 15+ years of experience, or Master's degree with 12+ years, or PhD with 8+ years
Proven track record with real-time data processing, machine learning, and high-scale distributed systems
Deep understanding of financial crime patterns and regulatory requirements
Preferred
Experience building fraud detection or AML solutions in financial services
Company
SoFi
SoFi is a finance company that offers a range of lending and wealth management services.
1001-5000 employees
H1B Sponsorship
SoFi has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (213)
2024 (117)
2023 (131)
2022 (118)
2021 (81)
2020 (42)
Funding
Current Stage
Public CompanyTotal Funding
$12.25BKey Investors
Fortress Investment GroupPGIMQatar Investment Authority
2025-12-04Post Ipo Equity· $1.5B
2025-07-29Post Ipo Equity· $1.5B
2025-04-17Post Ipo Debt· $3.2B
Leadership Team
Anthony Noto
CEO
Jeremy Rishel
Chief Technology Officer
Recent News
Business Wire
2026-01-07
2026-01-06
dcm.com
2025-12-31
Company data provided by crunchbase