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Monzo Bank · 1 week ago

Senior Risk Analyst

San Francisco, CA

Full-time

Hybrid

Mid, Senior Level

$90K/yr - $110K/yr

3+ years exp

Monzo Bank is a leading financial technology company committed to providing modern banking solutions. As a Senior Risk Analyst, you will support strategic initiatives across the Risk organization, focusing on process improvement and fraud mitigation through data-driven insights and project management.

BankingFinancial ServicesFinTechWealth Management

Responsibilities

Develop, manage, and iterate on onboarding and fraud detection rules and AML rules that balance growth and loss exposure

Leverage data to synthesize recommendations and share with various management teams and other key stakeholders to drive a collaborative culture within the organization

Support Head of Risk by scoping problem statements, building project plans, and executing ideas to drive improvement to key member experience metrics and Risk loss metrics

Support launch readiness efforts for new products / features; work closely with cross-functional stakeholders to ensure operational readiness; provide impact analysis on the risk projects and advocate for improvements

Gain other organizations’ support for your projects; influence other organization’s roadmaps to deliver member and agent experience improvements

Own and maintain support process documentation (e.g., Risk lifecycle, knowledge base library, standard operating procedures). Develop and maintain quality control documentation and reports for Risk Ops

Advise on emerging risk vectors and devise strategies on how to manage risk exposure

Qualification

Risk analyticsFraud detectionSQLData visualizationProject managementCommunication skillsCross-functional collaborationSelf-starterGrowth mindset

Required

3+ years experience in risk analytics or general analytical roles

Has excellent written and verbal communication skills to establish productive working relationships with staff and management at all levels

Deep understanding of fraud typologies and high risk signals to build fraud mitigation engines

Strong ability to leverage data to inform and support critical decisions; candidates will have foundational SQL and data visualization experience using tools like Looker, Tableau, or Microsoft Power BI

Demonstrate ability to work in a complex organization to determine business and customer needs and to prioritize competing priorities

Experience working with cross-functional teams such as product managers, data analysts, operations analysts in building operations processes and systems

Ability to effectively identify, prioritize, and handle multiple work streams simultaneously in a dynamic and rapidly-changing environment

Highly motivated self-starter with a desire to grow and learn

Have a strong understanding of Risk operational processes

Be comfortable with decision making in a fast paced, ambiguous environment, while demonstrating curiosity and growth mindset