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Alaska USA · 2 months ago

Consumer Lending Compliance Manager

Glendale, AZ

Full-time

Onsite

Senior Level, Lead/Staff

$100K/yr - $173K/yr

10+ years exp

Global Credit Union is seeking a Consumer Lending Compliance Manager to oversee and coordinate compliance and documentation for all Consumer Lending departments. The role involves managing a team, ensuring adherence to regulatory mandates, and supporting strategic planning for the consumer lending business line.

BankingFinanceFinancial Services

Responsibilities

Responsible for the direct supervision and management of Consumer Lending Compliance and Documentation team members to support their personal and professional development and growth

Responsible for ensuring adherence to credit union, State, and federal regulator mandates within all Consumer Lending departments and teams

Responsible for providing support and assistance to Executive management in strategic planning for the consumer lending business line, with a specific emphasis on developing compliance oversight

Responsible for embodying a top-to-bottom commitment to compliance culture in all lending and servicing teams

Responsible for identifying and reviewing regulatory changes related to Consumer Lending business line functions and as necessary propose and facilitate changes to related policies, procedures, and practices

Responsible for completion and submission of business line risk assessments as directed by Enterprise Risk Management

Responsible for documentation of business line policies, procedures, practices, and correspondence to comply with Board and regulatory requirements

Act as the primary coordinator and manager for all internal and external audits, to include audits conducted by the credit union's federal regulators

Ensure regulatory compliance is integrated in all stages of product and services evaluation, development, testing, and deployment

Support the development, deployment, and maintenance of the credit union’s Compliance Management System and the 'Three Lines of Defense' regulatory philosophy upon which it is based

Qualification

Consumer Lending ComplianceRegulatory KnowledgeRisk AssessmentDocumentation ManagementAudit CoordinationEmpathyCommunication SkillsActive ListeningDetail Oriented

Required

Bachelor's degree in legal studies, business, finance, or related field expected

A minimum of 10 years of applicable experience in a heavily regulated industry

Demonstrated understanding of consumer and credit card lending, collections, and servicing including knowledge of applicable laws and regulations, or equivalent experience with a credit union or other financial institution

Soft Skills (e.g., Empathy, communication, active listening, trustworthy, respectful, supportive, and motivational) are required

Experience acceptable to management in consumer and credit card lending, collections, and servicing fields

Exceptional verbal and written communication skills

Capable of exercising independent judgment regarding significant changes in the business unit

Capable of operating with limited managerial oversight

Experience reviewing and understanding rules and regulations as they apply to financial institutions

Acceptable and demonstrated ability to be detail orientated for review of both system and non-system driven processes

Preferred

Advance degrees in law, business and/or other applicable professional compliance related certifications preferred (e.g., Juris Doctorate, Credit Union Compliance Expert)