Flagstar Bank · 2 hours ago
Credit Products Analyst II
Hicksville, NY
Full-time
Onsite
Mid Level
$64K/yr - $102K/yr
3+ years expFlagstar Bank is seeking a Credit Products Analyst II who will build upon foundational credit experience to manage underwriting and portfolio responsibilities. The role involves conducting financial analysis, preparing risk ratings, and supporting Credit Products Specialists in assessing credit risk and structuring loans.
BankingFinanceFinancial Services
Responsibilities
Conduct financial spreading and risk rating analysis
Perform detailed credit due diligence and industry research
Prepare annual and periodic credit reviews
Monitor borrower performance and track financial covenants
Recommend risk rating adjustments based on financial trends
Assist Credit Products Specialists in structuring new loans and modifications
Prepare internal credit approval memoranda
Conduct market and collateral analysis
Review and interpret due diligence reports
Partner with Relationship Managers to prepare financing-related pitch materials
Work closely with RMs, Credit Officers, and Credit Products Specialists to provide data-driven insights
Participate in client discussions and presentations as needed
Contribute to process improvement initiatives
Continue professional development through credit training programs
Support policy updates and regulatory compliance efforts
Performs special projects, and additional duties and responsibilities as required
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations
Qualification
Required
Education level required: Undergraduate Degree (4 years or equivalent) in finance, accounting, economics, or a related discipline
Minimum experience required: 3+ Years in commercial banking, credit analysis, or a related field
Advanced Financial & Credit Analysis: Proficiency in financial modeling, credit risk assessment, and industry research
Risk Assessment & Decision-Making: Ability to analyze complex credit situations and recommend solutions
Process & Portfolio Management: Strong skills in tracking financial reporting and monitoring credit agreements
Collaboration & Influence: Works effectively with RMs, Credit Officers, and external partners
Problem Solving: Applies critical thinking to resolve credit issues and assess risk exposure
Technology & Data Utilization: Proficient in financial analysis tools, CRM systems, and Excel (pivot tables, financial modeling)
Preferred
Exposure to commercial credit structuring and deal underwriting beneficial
Benefits
Medical
Dental
Vision
Life
Disability insurance
Comprehensive leave program
Company
Flagstar Bank
Thank you for visiting Flagstar Bank, N.A. on LinkedIn, and we look forward to being part of your financial journey.
5001-10000 employees
H1B Sponsorship
Flagstar Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (36)
2024 (42)
2023 (41)
Funding
Current Stage
Public CompanyTotal Funding
unknown2021-04-26Acquired
2001-07-12IPO
Leadership Team
Gregg Christenson
Executive Vice President and CFO for Community Banking
R
Randal Turner
SVP & Chief Financial Officer, Loan Servicing and Shared Services
Recent News
2025-11-12
2025-11-07
Company data provided by crunchbase