Washington Trust Bank · 2 months ago
Community Lending Officer
Bellevue, WA
Full-time
Onsite
Mid Level
$90K/yr - $135K/yrWashington Trust Bank is seeking a Community Lending Officer to establish and maintain relationships with community-based organizations, realtors, and governmental agencies to create lending opportunities. The role involves selling and originating residential mortgage loans while ensuring compliance with the Community Reinvestment Act and supporting community outreach activities.
FinanceFinancial Services
Responsibilities
Assist in the coordination of WTB’s community outreach activities and community development service events
Serve, where appropriate, as a member of civic, professional, and community development organizations that contribute to WTB’s CRA objectives
Communicate ways by which management and staff can address fair lending responsibilities for WTB’s lending practices and standards
Assist lenders in identifying and originating loans that meet the criteria of CRA in WTB’s CRA assessment areas
Establishes and develops relationships with an extensive network of real estate agents so that potential mortgage customers within CRA assessed areas will be referred to WTB
Turns in a completed loan application within 48 hours of receipt
Pre-qualifies self-employed borrowers to include preparation of cash flow work sheets and requesting and analyzing financial records and tax returns
Maintains responsibility for the loan file from application through closing
Foster a culture where all WTB Team Members have a good understanding of both CRA and fair lending laws applicable to their position
Actively participate in festivals, fairs, and trade shows to promote new business for the Bank
Stays abreast of individual community trends and economic development changes
Tracks and measures event participation results
Makes recommendations to maximize return on future investments of events, sponsorships, philanthropic initiatives, and donations
Liaise with local governments and community development organizations ensuring the bank’s presence is known and respected in the community
Build and manage a network of contacts within state and local government and community organizations
Collection of applicable fees from borrowers
Prepares periodic productivity reports as required
Required to attend department meetings
Performs property inspections as required
Attends scheduled training sessions
Frequent contact with real estate companies and agents to establish referral relationships
Frequent contact with department employees to assist in processing and closing requirements
Qualification
Required
Knowledge of real estate and mortgage banking industry
Knowledge of Truth-in-Lending and compliance with government regulations
Knowledge of conventional, FHA, VA, and construction loan policies and procedures
Automobile required, together with valid Washington State Driver's license
Required to have or obtain a Mortgage Loan Originator registration number through the Nationwide Mortgage Licensing System & Registry (NMLS)
Preferred
Ability to speak English and Mandarin/Cantonese fluently preferred
Benefits
Health
Financial
Retirement
Work/Life Benefits
Company
Washington Trust Bank
Washington Trust Bank is an banking, money, advice, financial, wealth, and investment provider.
Founded in 1902
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Jack Heath
Chief Executive Officer
Recent News
2025-11-05
2025-10-07
2025-08-27
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