Sage Home Loans Corporation · 3 hours ago
Loan Processor II | Sage Home Loans
Charlotte, NC
Full-time
Hybrid
Entry, Mid Level
$24.03/hr - $24.03/hr
2+ years expSage Home Loans Corporation is a digital mortgage lender redefining the mortgage origination experience. As a Loan Processor II, you will manage a pipeline of refi loans, ensuring timely communication with borrowers and collaborating with various teams to drive loans to closing.
Financial ServicesReal Estate
Responsibilities
Accurately package a pipeline of refi loans funneled to you by Mortgage Loan Originators, managing an average of 30+ loans at a time
Ensure timely, proactive phone and email communication with borrowers throughout the loan origination process
Handle all loan documentation and meet deadlines consistently
Establish strong upfront relationships with borrowers and guide them through the loan process
Determine borrower creditworthiness by gathering and analyzing credit reports, qualifying ratios, income and expense data, employment documentation, and property values
Verify and analyze all required financial and legal documentation from pre-approval to closing, ensuring loan files are complete and satisfy underwriting conditions
Proactively identify and mitigate potential issues that may arise during the origination process
Collaborate with internal and external teams to drive loans to a timely and successful closing
Provide operational feedback to management and suggest alternative models to improve efficiency and conversion rates
Qualification
Required
2–3 years of experience actively managing a pipeline of residential mortgage loans
A solid understanding of the mortgage loan process and various loan types, including FNMA, FHLMC, FHA, and Jumbo
Knowledge of agency conventional underwriting product guidelines
Proficient in the Encompass loan origination system and the Microsoft Office suite
Proactive and engaging communicator with the ability to thoughtfully guide borrowers through the loan process
Highly organized, detail-oriented, and capable of solving problems independently
Benefits
Health Insurance Coverage (medical, dental, and vision)
Life Insurance
Short and Long-Term Disability Insurance
Flexible Spending Accounts
Paid Time Off
Holiday Pay
401(k) with match
Employee Assistance Program
Paid Parental Bonding Benefit Program
Company
Sage Home Loans Corporation
We are going to revolutionize the industry by making mortage simple.
201-500 employees
Funding
Current Stage
Growth StageCompany data provided by crunchbase