Apply on Employer Site

First Citizens Community Bank · 5 months ago

Chief Lending Officer

Mansfield,PA,US

Full-time

Onsite

Director/Executive

First Citizens Community Bank is focused on fostering community growth and employee development. They are seeking a Chief Lending Officer to lead the bank's commercial line of business, ensuring quality and profitability while cultivating strong relationships and implementing effective marketing strategies.

BankingCommunitiesFinancial Services

Diversity & Inclusion

Responsibilities

Has overall responsibility for the growth and profitability of the bank’s commercial line of business and is directly responsible for the overall quality and profitability of all commercial products and services

Provide leadership and direction to the commercial sales organization and maintain a strong sales and customer service culture that is anchored by safe and sound underwriting practices

With an overarching goal of profitably growing the commercial loan and deposit portfolios, the focus will be on expanding the use of products and services by existing customers

Develop and maintain strong relationships with Heads of Lending and Market Presidents in each geographic the bank operates in

Expected to spend significant time in each region within the bank’s footprint

Develop and implement marketing strategies and plans, set and monitor sales and growth targets, design and manage compensation and incentive programs, and participate in senior management activities of the bank

Implement a credit analysis function to support new credit decisions, annual reviews, and ongoing covenant monitoring of existing loan portfolio

Directly manage a number of key customer relationships including the bank’s larger credits

Develop and maintain a personal program for maintaining an adequate level of knowledge in banking matters, competitive factors, management techniques and personal skills, and demonstrate personal and interpersonal behavior, attitude, judgment, communication and initiative with customers and employees in order to ensure an acceptable degree of performance

Qualification

Lending laws knowledgeCommercial loan managementCredit risk analysisSales organization leadershipCommunication skillsCollaboration skillsCommunity representationTeam developmentBusiness degreeMBAMentoringWork ethicPresentation skills

Required

Highly knowledgeable of lending laws, regulations, and compliance requirements

Ability to quickly recognize problems and implement corrective actions

Proven ability to effectively manage commercial loan portfolios, improving credit quality and overall performance

Strong collaboration skills with ability to work effectively across all levels of the organization

Excellent sales and communication skills. Comfortable making presentations in all settings

Proven track record of establishing, developing, and leading highly effective sales organizations

Ability to develop talent and expand the capabilities of individuals and teams through organizational changes, developmental assignments and targeted development plans

Strong work ethic with a commitment to excellence and achieving quality results in a timely manner

A four-year degree in business, finance or accounting from a recognized college or university

Significant commercial and consumer lending experience. Proven track record of successfully managing large commercial relationships

Seasoned credit underwriter with progressively responsible lending experience

Significant experience in analyzing and monitoring credit risk and related trends at both the loan and portfolio levels

Experience serving on various loan committees