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DHI Mortgage · 9 hours ago

Mortgage Loan Originator

Charleston County, SC

Full-time

Onsite

Entry Level

1+ years exp

D.R. Horton, Inc., the largest homebuilder in the U.S., is seeking a Mortgage Loan Originator for their Financial Services Branch. The role involves promoting business development, originating loans, and managing relationships with customers and clients.

Financial ServicesMortgage

Responsibilities

Interview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals

Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates

Maintain reports and notes within the origination software and customer relationship management systems

Review new leads daily and contact them to earn their business

Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved

Make presentations on loan products in sales meetings and with Sales staff in builder communities

Quickly respond to Operations in order to facilitate an efficient loan process

Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations

Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

Able to work overtime

Able to travel overnight

Market the company’s products and services accurately and effectively to potential business sources

Develop sales leads for mortgages in builder communities and real estate offices

Provide weekend coverage in builder communities and grand opening functions

Review all documentation provided by borrower, check for accuracy, and address any discrepancies

Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary

Provide input to management, and attend production/staff meetings

Infrequently, assist in resolving post-closing/funding problems

Attend loan closings when possible

Qualification

Licensed Mortgage Loan OriginatorMortgage banking understandingMS Office proficiencyData processing skillsBilingual

Required

Bachelor's degree from four-year college or university

One to two years of related experience and/or training

Must have a vehicle and a valid driver's license

Licensed Mortgage Loan Originator as required by state

Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)

Proficiency with MS Office and email