M&T Bank · 3 months ago
Commercial Credit Regional Segment Director, Leveraged Lending
New York, NY
Full-time
Onsite
Director/Executive
$223K/yr - $372K/yr
12+ years expM&T Bank is a financial institution seeking a Commercial Credit Regional Segment Director for Leveraged Lending. This leadership role is responsible for overseeing credit risk management, underwriting strategies, and portfolio management for Middle Market and PE Sponsored clients while ensuring compliance with regulatory requirements.
Financial Services
Responsibilities
Lead team that partners proactively with the sales and monitoring teams and is responsible for the entire credit process, from deal screen through approval, including structuring the transaction and negotiating legal documentation. Ensures that analyses provide an independent credit quality assessment of the Bank's largest commercial clients identifying credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues. These assessments include initial analyses of new money transactions, renewals, and material modifications
Responsible for the quality, efficiency and timeliness of the underwriting of commercial loans for multiple underwriting teams, including deal structuring, negotiating of and approval of terms sheet / legal documents and loan approvals according to credit policy and Bank procedures
Provides guidance, support, and leadership with regard to more complex credit relationships, as well as fostering partnership between Commercial Credit, credit risk management, monitoring team, closing, and relationship managers
Meet with bank clients and prospects as appropriate
Foster a collaborative team culture and provide direction on training and employee development initiatives
Proactively manages the deployment and utilization of Commercial Credit resources across the teams. Prioritizes and monitors workflow
Responsible for adhering to and advising teams on credit policy
Lead team that partners proactively with the sales and underwriting teams to prepare thoughtful risk assessment of customers on an ongoing basis to identify emerging risks or material changes in customers financial position, including evaluation of compliance with the loan agreement. Ensures that analyses provide an independent credit quality assessment for existing loans of the Bank's largest commercial clients identifying credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues
Oversees and manages the continuous commercial credit monitoring (CCM) activities of multiple commercial monitoring teams enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. A CCM program includes but is not limited to annual reviews, interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance
Responsible for the quality, timeliness and efficiency of the monitoring activity for multiple teams
Foster a collaborative team culture and provide direction on training and employee development initiatives
Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations
Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management
Promote an environment that supports belonging and reflects the M&T Bank brand
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
Complete other related duties as assigned
Qualification
Required
Bachelors' degree in Accounting, Finance, or related discipline with 12 years' related experience with 4 years' work leadership/supervisory experience, or in lieu of degree, a combined minimum of 16 years' higher education and work experience to include a minimum 12 years' related experience with 4 years' work leadership/supervisory experience
Strong analytical and decision-making abilities
Excellent communication and interpersonal skills
Customer focused with strong interpersonal skills
Proficiency in financial modeling and risk assessment tools
Experience with complex credit structures and syndicated loans
Ability to lead cross functional teams and manage multiple projects simultaneously
Familiarity with credit risk rating models and loan / portfolio management systems
Proficiency in Microsoft Office
Preferred
MBA/Advanced Degree or CPA
Experience with Capital IQ, FactSet, and Bloomberg
Company
M&T Bank
Great companies have an enduring sense of purpose.
10001+ employees
H1B Sponsorship
M&T Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (116)
2024 (113)
2023 (84)
2022 (103)
2021 (42)
Funding
Current Stage
Late StageLeadership Team
René Jones
Chairman & Chief Executive Officer
Dan Saper
•Co-Founder/Co-Chairman of Welcome to M&T Bank Affinity Group, Western New York Chapter
Recent News
2025-10-07
2025-10-06
Company data provided by crunchbase