Credit Risk Analyst jobs in United States
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Flagstar Bank · 8 hours ago

Credit Risk Analyst

positionUnited States
timeFull-time
remoteRemote
seniorityEntry, Mid Level
money$64K/yr - $102K/yr
date2+ years exp

Flagstar Bank is a financial institution seeking a Credit Risk Analyst to support the quarterly production of the company’s allowance for credit losses for the loan and lease portfolio. The role involves collaborating with stakeholders, analyzing credit losses, and maintaining documentation to support conclusions.

BankingFinanceFinancial Services
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H1B Sponsor Likelynote

Responsibilities

Execute quarterly production of the allowance for credit losses, independently managing assigned workflow, in accordance with established methodology and SOX framework
Analyze key drivers of changes in the ACL, including rate/volume, economic forecast, and credit mix, solutioning unintuitive drivers
Collaborate with Credit function and other key stakeholders to propose, develop and document qualitative adjustments
Develop and/or maintain supporting ACL documentation, including working group materials, quarterly governance materials, ad-hoc documentation and analyses, and financial disclosures and regulatory reports
Support communication of results and other ACL related matters to internal and external stakeholders
Support execution of internal strategic initiatives for effective implementation into ACL Program
Maintains knowledge of relevant accounting standards and regulatory guidance related to Current Expected Credit Losses, as well as credit risk factors impacting the loan and lease portfolio
Performs special projects, and additional duties and responsibilities as required
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations

Qualification

Credit risk managementPythonCECLFinancial analysisAnalytical skillsProfessional writingCommunication skillsCollaboration

Required

Education level required: Undergraduate Degree (4 years or equivalent)
Minimum experience required: 2+ Years in credit risk management, accounting, or related experience
Proficient in Python

Preferred

Knowledge of CECL (Current Expected Credit Loss)
Experience in mid-size and large financial institutions
Experience with Alteryx platform

Benefits

Medical
Dental
Vision
Life
Disability insurance
Comprehensive leave program

Company

Flagstar Bank

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Thank you for visiting Flagstar Bank, N.A. on LinkedIn, and we look forward to being part of your financial journey.
dateFounded in 1987
location
Troy, Michigan, USA
people-size5001-10000 employees
web-link
http://www.flagstar.com/

H1B Sponsorship

Flagstar Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (39)
2024 (42)
2023 (41)

Funding

Current Stage
Public Company
Total Funding
unknown
2021-04-26Acquired
2001-07-12IPO

Leadership Team

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Gregg Christenson
Executive Vice President and CFO for Community Banking
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R
Randal Turner
SVP & Chief Financial Officer, Loan Servicing and Shared Services
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