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First State Bank of Wyoming · 2 hours ago

Credit Administrator

Wheatland, WY

Full-time

Onsite

Senior Level

5+ years exp

First State Bank of Wyoming is seeking a Credit Administrator to oversee and lead the loan department staff, focusing on loan quality control and compliance with regulations. The role involves managing projects to enhance credit quality, providing support to various team members, and ensuring adherence to policies and procedures.

BankingFinanceFinancial Services

No H1B

Responsibilities

Work closely with and provide support to Senior Credit Officer and Loan Operating Manager

Work closely with Credit Analyst(s) and Loan Support Specialists to manage and support credit quality objectives

Assist in coordinating and providing leadership on bank systems such as nCino, Built, Quality Control Functions, 1071 Loan register, pipeline management, CRA loan register, Great Data, appraisal support, and analyst support

Identify and provide suggestions for improving efficiencies in procedures for the underwriting loans with an emphasis on adhering to policy and procedure

Provide feedback regarding Loan Policy and Procedure to the Division Chief Credit Officer (CCO)

In conjunction with Loan Operations Manager and CCO, work with GBCI Internal Auditors, GBCI Quality Control and outside auditing firms (i.e. DLS Consulting) as well as Bank Examiners during examinations. Gather information as assigned for all examinations

Review updates to loan programs, lending regulations, policies, procedures and documentation and communicate to CCO

Attend loan committee as required, with ability to provide structural feedback to the committee

Review credit authorizations and provide feedback to CCO, Department Heads, loan officers and/or credit analysts. Complete and oversee credit memos for CCO in nCino

Responsible for loan quality assurance, tickler management and loan reports

Manage scope and completion of problem loan reports with loan officers and take necessary action to include adherence to policy with a focus on action plans to either upgrade credits or exit them

Work closely with leads in loan areas to include Commercial, Consumer, Loan Operations, Appraisal and Special Assets

Interface with loan review, regulators, compliance and/or auditors as required or directed

Other responsibilities will include assisting in the overall management of credit quality as well as supporting other needs that may arise within the Credit and other loan departments

Maintain general knowledge of bank products and services

Have open communication with supervisor through sharing and accepting suggestions and ideas. Promote team efforts in all areas. Adjustments to change are made as necessary while maintaining a positive attitude

Complete required bank training courses within assigned time frame(s). It is the individual learner's responsibility to ensure that they understand the information given to them in each training. If the learner does not understand the information given, they need to reach out to their supervisor for further clarification or additional training

Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act and the Office of Foreign Assets Control

Adhere to First State Bank's Corporate Culture

Keep management appropriately informed of area activities and of any significant problems

Participate in Community Service and Bank sponsored activities that serve and support the mission and values of First State Bank Wyoming

Provide superior internal and external customer service: must demonstrate self-governance, courtesy, and respect toward external customers as well as internal customers (all organization personnel)

Represent First State Bank of Wyoming in a professional manner which includes a professional image, confidentiality, a positive “can-do” attitude, good attendance, punctuality, flexibility and adaptability in meeting bank and customer needs

Keep work area tidy and maintain customer privacy. Attend and participate in meetings as required

Participate in required training, staff meetings, and lobby displays

Regular and predictable attendance is an essential function of this job in order to accomplish, among other things, in-person contact with lenders and direct reports

Additional duties as assigned

Qualification

NCinoQuality Control FunctionsLoan PolicyProcedureGenerally Accepted Accounting PrinciplesCustomer ServiceBasic Computer SkillsProblem SolvingCommunication SkillsInterpersonal SkillsOrganizational SkillsTime ManagementTeam PlayerAttention to DetailFlexibility

Required

5-8 years of similar or related experience, including preparatory experience required

Bachelor's degree, required

Must live within 1 hour and 30 minutes of the bank's address listed below

Strong ability to solve problems and prioritize multiple tasks and responsibilities

Good computer and 10-key skills

Good communication and interpersonal skills

Employee must have the ability to work in calm, professional manner while consistently demonstrating courtesy, customer service, and tact in a fast-paced/deadlines-oriented environment

Employee must be capable of regular, reliable, and timely attendance

Employee must be self-motivated, able to work quickly and accurately, and flexible in day-to-day activities

Employee must be a team player with a passion for customer service and a proven ability to build a rapport and work effectively with employees at all levels of the organization

Attention to detail as well as excellent organizational skill(s) to perform in a fast-paced environment

Must have ability to prioritize and organize heavy workload(s) and demonstrate effective time management skill(s)

Must have the ability to work quickly and accurately: perform effectively under pressure; meeting multiple and sometimes competing deadlines and make decisions based on regulation(s), company policy(s), knowledge and experience

Must have the ability to work both independently and in a team environment

Must have the ability to understand and follow complex written and oral instructions

Must have the ability to communicate effectively verbally and in writing

Basic computer skill with working knowledge of word processing, spreadsheets, ten-key, and general computer applications

Working knowledge of standard office equipment

Knowledge of Generally Accepted Accounting Principles