Zurich North America · 3 days ago
Underwriting Specialist OR Executive Underwriter
Overland Park, KS
Full-time
Hybrid
Mid, Senior Level
$75K/yr - $165K/yr
3+ years expZurich North America is a leading provider of commercial property-casualty insurance solutions. They are seeking an Underwriting Specialist or Executive Underwriter for their Finance and Insurance Underwriting team to analyze and underwrite new and existing F&I business, supporting long-term growth and profitability while ensuring excellent service to customers.
CommercialFinancial ServicesInsurance
No H1B
Responsibilities
Make sound underwriting decisions within assigned authority, ensuring both profitability and customer retention
At an account-level, analyze and underwrite new and existing F&I business, working independently under general direction, within delegated authority levels
Qualify accounts to meet the organization's Underwriting appetite
Calculate target pricing by utilizing underwriting tools and models appropriately
Understand and analyze risk
Negotiate pricing and other terms with the sales organization to close the deal
Service accounts, handle declinations/cancellations
Review detailed Dealer Product Questionnaire (DPQ) with key Sales personnel for accurate setup, implementation and to identify growth opportunities
Update and maintain key applications with rating and other pricing variables
Work with internal teams to ensure accurate and complete onboarding
Maintain accurate documentation for all underwriting activities
Support the organization’s sales culture by serving as a key contact for assigned territory
Provide technical advice that enables Sales and customers to solve problems and/or improve business
Anticipate customer needs and monitor trends to recommend changes
Proactively manage a portfolio of accounts, addressing customer needs and supporting retention
Apply rating tools and methodologies to own work area to deliver to customers and offer suggestions for improvements
Prepare and review contracts
Calculate settlement offers
Business Travel, as required
Extended Hours during peak periods and as required
Regular Predictable Attendance including in-office on team days (Mon-Wed)
Develop and maintain relationships with the Sales organization, collaborating on proposals and general business needs, in support of business acquisition, retention and profitability
Data querying and reporting to support internal and customer requests
Perform analysis of underwriting profitability and identify trends
Lead and facilitate periodic account reviews for assigned territory
Contribute to continuous improvement by sharing insights and participating in team initiatives
Attend and participate in virtual and in-person sales team meetings with a planned and well-prepared purpose
Assess complex customer cases, evaluate their unique needs and apply technical techniques and know-how to recommend a solution
Build relationships with customers by handling a range of queries and provide advice with the development of an account to create additional value for the organization and customers
Research primary data sources, select relevant information, analyze key themes and trends and make recommendations supporting operational decision making
Analyze risk data and market trends to support business growth and sustainability
Analyze department needs, develop and recommend alternatives for improvements to processes, customer service or products
Monitor and review work undertaken across a number of small to medium scale projects or a large complex project in order to ensure appropriate use of resources and adherence to schedules
Provide advisory services to colleagues daily, measuring exposure and analyzing risk in order to provide appropriate coverage that meets the organization's risk and compliance processes
Take action to manage ongoing personal development
Model behaviors that demonstrate commitment to corporate values
Educate team members and business partners in technical expertise
Provide guidance and support for team members
Qualification
Required
High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area
High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area
Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area
Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area
Knowledge of line/s of business and the legal and regulatory guidelines
Knowledge of time restraints for quotes on new and renewal business
Experience with Microsoft Office
High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area
High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area
Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area
Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area
Knowledge of Microsoft Office
Experience working on time restraints for quotes on new and renewal business
Experience working in a team environment
Preferred
Bachelor's degree
Master's Degree
Professional designations (e.g., CPCU, ARe, or equivalent) are a plus
Strong analytical and decision-making skills, with a solid grasp of risk assessment
Sales execution mindset
Creative problem-solving skills
Technologically sophisticated
Experience in data querying and analysis
Excellent communication and relationship-building abilities
Proven ability to work independently and manage multiple priorities
Proficiency with underwriting systems and Microsoft Office Suite
Technical knowledge of Finance and Insurance product offerings and marketing model
Benefits
Short-term incentive bonuses
Merit increases
Comprehensive employee benefits package for employees as well as eligible dependents
Company
Zurich North America
Zurich American Insurance is an international commercial property-casualty insurance provider. It is a sub-organization of Zurich Insurance Group.
10001+ employees
Funding
Current Stage
Late StageLeadership Team
James Bracken
Chief Financial Officer
Ann Chai
Chief Risk Officer
Recent News
2026-01-06
2025-12-25
2025-12-24
Company data provided by crunchbase