Pacific Life · 3 days ago
Residential Whole Loan Business Director
Newport Beach, CA
Full-time
Onsite
Mid, Senior Level
$180K/yr - $220K/yr
7+ years expPacific Life is a company dedicated to providing for loved ones and planning rewarding retirements. They are seeking a Residential Whole Loan Business Director to manage and strategically position residential whole loans, contribute to asset allocation and risk management, and support the growth of the residential whole loan business.
FinanceFinancial ServicesInsurance
Hiring Manager
Amy Jatinen
Responsibilities
Take a key advisory role on the management and strategic positioning of residential whole loans on the balance sheet
Actively contribute to strategic and tactical asset allocation and risk management, including generating and evaluating new strategies and trade ideas across all residential risk categories
Develop a deep understanding of the full Real Estate platform to identify creative and multifaceted solutions to support the growth of the residential whole loan business
Incorporate understanding of how residential strategies best complement the needs of each portfolio liability segment
Build models and tools for analyzing and optimizing sector allocation, relative value, yield, capital efficiency, and risk across residential real estate mortgage portfolios and strategies
Lead efforts in stress testing, loss modeling, and portfolio level analytics to contribute to strategic investment decisions and risk management frameworks
Manage the due diligence and monitoring of external investment managers, including evaluating new managers for potential mandates across the residential credit spectrum
Partner with dedicated quant and IT teams on analytical tools, data management and asset allocation framework to aid in decision making and portfolio positioning
Focus on continuous improvement of investment data management, processes and systems
Provide support for weekly, monthly, and quarterly portfolio monitoring processes ensuring compliance with applicable guidelines
Qualification
Required
7-10+ years of relevant experience in residential mortgage credit analysis, asset/portfolio management, risk pricing and asset allocation
Extensive understanding of financial markets, primarily fixed income and residential loans; insurance asset management
Strong knowledge of residential loan markets, loan types, borrower underwriting and performance drivers
Hands-on experience with loan-level modeling, including design and calibration of credit risk models
Demonstrated investment research, judgment, and track record across multiple relevant asset classes
Understanding of asset allocation, risk management, and performance attribution for residential loans and loan-backed bonds
Excellent interpersonal, presentation, written, and verbal communications skills with ability to communicate professionally at all levels of the organization, as well as externally with third party asset managers
Strong empirical and analytical skills, including familiarity with manager and portfolio analytical evaluation
Bachelor's degree in Finance, Economics, Mathematics, or related field; advanced degree preferred
Preferred
Direct experience within the residential mortgage market (RMBS, whole loan trading, capital markets, portfolio management)
Applied experience and knowledge of risk analysis tools, systems and models
Knowledge of CECL modeling; stress testing, loss forecasting and RMBS securitization analytics a plus
Benefits
Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
Paid Parental Leave as well as an Adoption Assistance Program
Competitive 401k savings plan with company match and an additional contribution regardless of participation
Company
Pacific Life
Pacific Life Insurance is an insurance company that provides life insurance products, annuities, and mutual funds.
1001-5000 employees
H1B Sponsorship
Pacific Life has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (14)
2024 (9)
2023 (16)
2022 (19)
2021 (14)
2020 (17)
Funding
Current Stage
Late StageTotal Funding
$1.44B2025-09-03Debt Financing· $750M
2025-06-18Debt Financing· $688.57M
Leadership Team
Howard Hirakawa
Senior Vice President and Fund Advisor Operations
Joe Krum
Senior Vice President & Managing Director, Global Institutional Investment Group
Recent News
Private Capital Journal
2025-12-05
2025-11-22
Company data provided by crunchbase