LendingClub · 2 days ago
Sr Credit Strategy Manager - Auto
San Francisco, CA
Full-time
Hybrid
Senior Level
$147K/yr - $170K/yr
6+ years expLendingClub is the leading digital marketplace bank in the U.S., committed to helping members secure loans to achieve their financial goals. The Sr Manager, Credit Strategy & Pricing will develop risk strategies and implement underwriting and pricing strategies for Auto Refinance, working closely with technology teams and cross-functional partners.
Consumer LendingCreditFinanceFinancial ServicesFinTechLendingPeer to PeerPersonal Finance
Responsibilities
Develop, gain approval, and implement credit risk strategies that involve elements of credit underwriting, pricing, loan amount assignment and verification based on an estimation of probability of default
Design A/B tests to help understand risk return tradeoffs using hypothesis testing frameworks
Craft automated dashboards to track KPIs around funnel conversion and strategy/portfolio performance; summarize and present findings to senior management
Use analytical techniques to mine loan performance data, identify pockets of underperformance and conduct root cause analysis to help recommend risk mitigation strategies
Measure credit expansion opportunities to optimize risk-adjusted revenue
Expand existing set of data used in credit decisioning process by evaluating information, value of non-traditional data sources and by re-engineering use of existing data elements
Manage and measure data quality, coverage, and freshness
Taking ownership in developing, executing and driving solutions independently for partnership channels
Work closely with technology and engineering teams to ensure new strategies are implemented accurately and as designed
Develop and provide regular reporting on project status and ensure timely communication at senior level meetings
Partner with cross-functional team to ensure the effective execution of new partnerships managing all stages including partner onboarding, launch, performance monitoring and ongoing tracking of credit performance and optimization
Qualification
Required
6+ years of experience in some combination of credit, analytics, risk management, and data science
Bachelor's degree or higher in a quantitative field (e.g. Statistics, Math, Engineering, Economics); or equivalent work experience
Must be self-directed, able to work independently, as well as work in a team-oriented and fast paced environment
Strong technical skills such as SQL, SAS, Python, Tableau, with familiarity with big data and cloud environments
Strong MS-Office skills (Excel, PowerPoint)
Excellent written and verbal communication skills including ability to communicate project scope in documentation and presentation format
Preferred
Previous experience in the financial or fintech industry, preferably in auto lending
Benefits
Medical, dental and vision plans for employees and their families
401(k) match
Health and wellness programs
Flexible time off policies for salaried employees
Up to 16 weeks paid parental leave
Company
LendingClub
Since our founding in 2007, we have transformed the banking industry by bringing a traditional credit product - the installment loan - online and we’ve been on the fast track ever since.
1001-5000 employees
H1B Sponsorship
LendingClub has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2023 (3)
2022 (26)
2021 (19)
2020 (106)
Funding
Current Stage
Public CompanyTotal Funding
$392.23MKey Investors
Kleiner PerkinsUnion Square VenturesFoundation Capital
2017-04-09Post Ipo Equity
2014-12-11IPO
2014-08-22Series Unknown
Leadership Team
Scott Sanborn
CEO
Drew LaBenne
Chief Financial Officer
Recent News
p2p-banking.com
2025-12-24
2025-11-24
Company data provided by crunchbase