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SMBC Group · 2 days ago

Credit Analyst - Vice President

New York, NY

Full-time

Hybrid

Mid, Senior Level

$114K/yr - $170K/yr

5+ years exp

SMBC Group is a top-tier global financial group offering a diverse range of financial services. The Credit Analyst position involves underwriting new credit applications, renewing existing credit facilities, and conducting risk assessments while ensuring compliance with Bank Credit Policy.

AdviceBankingFinancial Services

H1B Sponsor Likely

Responsibilities

Prepare detailed credit applications for submission. Ensure documentation is accurate; identify, assess and mitigate credit risks

Demonstrate sound credit judgment and understanding of credit policy. Demonstrate knowledge of end-to-end processes and current practices in loan underwriting. Exhibit solid knowledge and understanding of loan underwriting and structuring, as well as the ability to analyze medium to high complexity loan proposals

Work with SMBC credit division effectively to obtain timely credit approvals

Collaborate with internal partners within operations and other support functions in order to streamline operations processes and participate in continuous improvement initiatives

Help team leaders by supporting and mentoring junior members proactively and appropriately

Provide support to relationship managers as needed, by getting involved in new business initiatives such as providing structuring advice from credit risk management perspective

Qualification

Credit analysisLoan underwritingRisk assessmentMS ExcelCommunication skillsJapanese languageTeam mentoring

Required

Minimum 5 years of working experience as credit analyst for corporate/investment banking, project finance

Highly proficient MS Excel, Word and PowerPoint skills are required

Solid communication skills with an ability to coordinate and communicate with various external and internal stakeholders

Preferred

Bachelor's degree in Finance, Business or Accounting preferred or equivalent education and training

Japanese language skill is preferred, but not necessary

Benefits

Annual discretionary incentive award

Competitive portfolio of benefits

Company

SMBC Group

Glassdoor3.5

SMBC Group is a top-tier global financial group.

Founded in 1590

New York, New York, USA

10001+ employees

https://www.smbcgroup.com/americas

H1B Sponsorship

SMBC Group has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (160)

2024 (87)

2023 (73)

2022 (44)

2021 (29)

2020 (26)