EMC Insurance Companies · 3 months ago
Commercial Underwriter II
United States
Full-time
Remote
Entry, Mid Level
$59K/yr - $82K/yr
1+ years expEMC Insurance Companies is committed to making an impact through teamwork and support. They are seeking a Commercial Underwriter II who will manage and grow a profitable book of business, evaluate accounts for risk selection, and maintain relationships with agents to ensure excellent customer experiences.
Financial ServicesInsurance
Responsibilities
Maintains and grows a profitable book of business for assigned territory within underwriting authority
Evaluates accounts for risk selection and pricing purposes
Analyzes exposure, company and branch risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies
Offers appropriate coverage for exposures
Maintains proper file documentation in connection with accounts
Develops and fosters agency relationships
Educates agents on EMC products, underwriting appetite, systems, and services
Visits agencies to discuss accounts and provide agents with updates at EMC
Collaborates with marketing representatives to ensure agents receive great customer experiences, responsiveness, and select EMC as their insurer of choice
Effectively communicate accept and reject decisions to agents
Collaborates with experienced underwriters to continue to develop understanding of company and branch risk appetite
Consults experienced underwriters to ask questions and gain understanding in underwriting best practices
Supports underwriting team, including reviewing endorsements or assigning endorsements to other team members and analyzing small business or middle market policies
Participates in the agency planning and review processes with marketing and branch management
Monitors progress of assigned agents and guides agents in achieving annual goals
Qualification
Required
Bachelor's degree, preferably in insurance or business administration, or equivalent relevant experience
One year of experience in commercial lines underwriting
Good knowledge of underwriting and risk analysis
Strong problem-solving skills and the ability to make sound decisions
Strong customer service skills
Ability to work effectively with others, as well as independently
Ability to maintain high standards of professional competence
Strong computer skills, including knowledge of Microsoft Office and social media
Ability to work on multiple projects while meeting deadlines
Strong written and verbal communication skills
Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if traveling
Preferred
Insurance designations, such as CPCU preferred
Company
EMC Insurance Companies
EMC Insurance is a top insurer based on net written premium, and we have more than 2,200 employees.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
unknown1982-02-12IPO
Leadership Team
Matthew Spackman
SVP-Chief Human Resources Officer
P
Philip Lucca
Retired
Recent News
Corridor Business Journal
2025-06-28
2024-04-11
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