Deseret First Credit Union · 2 months ago
External Mortgage Loan Officer
United States
Full-time
Remote
Mid, Senior Level
1+ years expDeseret First Credit Union is a recognized leader in the mortgage industry, seeking a highly motivated Mortgage Loan Officer to join their remote team. The role focuses on originating mortgage loans independently, developing client relationships, and managing the entire loan process from application to closing.
BankingConsultingFinancial ServicesLending
Responsibilities
Generate and cultivate a robust pipeline of mortgage loan opportunities through proactive outreach, networking, and marketing efforts
Develop and maintain relationships with real estate professionals and prospective borrowers to promote the credit union’s mortgage products
Evaluate borrower financial information to determine creditworthiness and mortgage eligibility in compliance with credit union policies and regulatory standards
Educate clients on mortgage products, rates, and lending guidelines to facilitate informed decision-making
Manage the entire loan process from application through closing, coordinating with internal teams and external partners to ensure timely, accurate loan closings
Maintain ongoing communication with borrowers, providing updates and requesting necessary documentation throughout the loan lifecycle
Maintain thorough and compliant documentation to meet regulatory and credit union standards
Stay informed on industry trends, market conditions, and product offerings to provide expert advice
Cross-sell other credit union services to members as appropriate
Represent Deseret First Credit Union professionally and ethically in all business dealings
Qualification
Required
High School diploma or equivalent required
1-3 years minimum, ideally 2-5 years mortgage loan officer or similar
Proven experience as a Mortgage Loan Officer or similar role, preferably with demonstrated success in generating independent business
Deep knowledge of mortgage products, lending regulations, and compliance standards
Exceptional communication, negotiation, and interpersonal skills
Strong organizational skills and ability to manage multiple clients and deadlines independently
Self-motivated with a strong entrepreneurial spirit and ability to work remotely without direct supervision
Active NMLS number is required
A significant level of trust and diplomacy, in addition to normal courtesy and tact, is required
Excellent communication and interpersonal skills
Ability to sell mortgage loans to members by explaining and communicating loan products and services of the credit union
Maintains confidentiality
Good time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
Must have the ability to read and interpret documents such as real estate purchase contracts, loan program guidelines, tax returns, income documentation, credit reports and preliminary title reports
Basic word processing and computer skills required
Preferred
Associate degree or specialized training preferred
Knowledge of Encompass Software is helpful
Benefits
12 paid holidays
Competitive compensation
Benefits, perks, and discounts worth a double-take
A positive company culture and co-workers who truly care
Work remotely (we are seeking a candidate in the Gilbert/Chandler, AZ area)
Company
Deseret First Credit Union
Deseret First Credit Union exists to foster the financial independence and well-being of its members within the LDS community.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Ben Dean, CPA
Chief Financial Officer
Annalesa Vernon
Chief Operating Officer
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