Capital Insurance Group · 2 months ago
Claim Representative III - Casualty
Roseville, CA
Full-time
Hybrid
Mid, Senior Level
$72K/yr - $118K/yr
4+ years expCapital Insurance Group is a leading West Coast Property & Casualty insurer that offers a collaborative and inclusive work culture. The Claim Representative III - Casualty will investigate, evaluate, and resolve complex commercial and personal lines casualty claims, ensuring fair settlements and compliance with regulations.
InsuranceProperty Insurance
Responsibilities
Individual contributor with advanced understanding to monitors and supervises complex and large exposure claims. Investigates at the loss site. Evaluates the loss, coverage and exposure. Identifies questionable or inconsistent information
Manage and direct mid to high complexity litigated files, working with panel and plaintiff counsel
Documents claim files accurately and thoroughly and composes reports, correspondence and documentation to track and report on the status of individual claims in compliance with reinsurance needs and State DOI regulations
Settles claims within the scope of the Company’s contractual and legal obligations to ensure that settlements are fair and equitable to the insured, the claimant, and the Company. Determines the extent of damages formulates and communicates settlement offers based on evaluation of liability and coverages, within delegated authority
Establishes and monitors claims and reserves, to accurately reflect CIG’s liability for outstanding losses. Reviews reserves periodically to evaluate based on new evidence or developments in the life of a claim. Reports findings on reserve issues and damages as needed to our reinsures
Job description is not prescriptive, but rather a guide as to the duties and responsibilities you will have, however it is not limited to the listed above
Qualification
Required
Bachelor's degree and four to six years casualty claim handling experience or equivalent experience of six to eight years of claim experience, including three years' experience in handling complex claim files
Knowledge of Current claims laws, specifically civil and tort law and current trends in
Good working knowledge of mathematics and common accounting practices which relate to gross and net income or living-expense calculations
Proven ability to comprehend contracts pertaining to relationships amongst insured parties and/or landlord/tenant/property management
Demonstrate strong negotiation skills and communicate complex legal concepts and policy-contract interpretation in writing and orally
Plan, organize, and prioritize work under the pressure of critical deadlines
Maintain a valid California Driver License and operate a vehicle
Benefits
Accrue twenty-one days of Paid Time Off during your first year
Up to eighty-seven percent of benefits covered by CIG for you and your family members
Medical, dental, vision plans
One hundred percent covered plans
Basic Life & AD&D
Employee Assistance
Leave Management
Long Term Disability
Short Term Disability (Outside of CA)
Family Caregiver Support (Homethrive)
Child Care Resources (Tootris)
Business Travel Accident Protection
Voluntary benefit offerings
Short-term (CA only)
Voluntary Life AD&D self, spouse and child plans
Flexible Spending
Health Savings (HSA)
Hospital Indemnity
Accidental Injury
Critical Illness
ARAG Legal Services
Norton LifeLock
Nine paid holidays, plus two floating holidays
Above and Beyond Reward Recognition Program
Kudos & Shout Out Points Program
Quarterly Above and Beyond Bonus Program
Annual Above and Beyond Bonus Program
Competitive compensation
Base compensation
Salary Management Spot Bonuses
Annual Incentive/Profit sharing program, potential payout annually based on company results.
Discount partnerships
Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
Insurance Educational reimbursement and bonus programs
Employee Referral Bonus Program
Home and Auto Insurance Discount Program.
Paid Volunteer Time – Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
Retirement savings benefit (401k and Roth + match)
Health & Financial Wellness
Wellness platform, tools and events
Health Savings Account – match
Financial Wellness Resources
Company
Capital Insurance Group
Capital Insurance Group operates as a regional property and casualty insurer.
201-500 employees
Funding
Current Stage
Growth StageTotal Funding
unknown2019-02-19Acquired
Leadership Team
Andrew Doll
President and CEO
Kevin Okelberry
Vice President-Chief Underwriting Officer
Recent News
2025-09-09
FF News | Fintech Finance
2025-09-09
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