Morningstar · 2 months ago
Vice President, Credit Ratings - US RMBS
New York, NY
Full-time
Hybrid
Mid, Senior Level
$110K/yr - $205K/yr
5+ years expMorningstar DBRS is a leading provider of independent rating services and opinions for various financial instruments. The Vice President, Credit Ratings role involves conducting ratings for U.S. RMBS transactions, including collateral assessment and cash flow analysis, while working collaboratively within the Global Structured Finance team.
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Responsibilities
Act as a lead analyst on structured finance transactions, and present analysis to rating committee
Perform transaction analysis including analysis of collateral, deal structure and legal issues
Focus on key credit issues during the new issue rating process
Test cash flows to confirm accuracy and robustness of cash flow models. Conduct scenario/sensitivity analysis and communicate analysis to senior staff and colleagues
Conduct analysis to evaluate the credit profile of securities and review related legal documents
Participate in criteria development and enhancement of structured finance models
Produce and publish industry commentaries and newsletters
Build and maintain relationships with bankers, investors and originators
Qualification
Required
Completion of bachelor's degree in finance, math, economics, computer science, engineering, or any other related field
5+ years of experience in structured finance
Proficiency in Microsoft Excel and Microsoft Office programs
Robust understanding of credit & legal aspects of structured finance transactions in the residential mortgage product area
Strong quantitative and analytical skills, with a high attention to detail
Excellent written and verbal communication and interpersonal skills
Self-starter and team player with demonstrated ability to work in a fast paced environment
Personable, eager to learn, organized, deadline driven, and systems oriented
Familiarity with structured products market and technical expertise in using fixed income analytical systems such as Intex (Dealmaker, Calc) and Bloomberg
Preferred
Master's degree in finance, math, economics, computer science or any other related field
VBA, Python, or other basic programming skills
Benefits
75% 401k match up to 7%
Stock Ownership Potential
Company provided life insurance - 1x salary + commission
Comprehensive health benefits (medical/dental/vision) including potential premium discounts and company-provided HSA contributions (up to $500-$2,000 annually) for specific plans and coverages
Additional medical Wellness Incentives - up to $300-$600 annual
Company-provided long- and short-term disability insurance
Trust-Based Time Off
6-week Paid Sabbatical Program
6-Week Paid Family Caregiving Leave
Competitive 8-24 Week Paid Parental Bonding Leave
Adoption Assistance
Leadership Coaching & Formal Mentorship Opportunities
Annual Education Stipend
Tuition Reimbursement
Charitable Matching Gifts program
Dollars for Doers volunteer program
Paid volunteering days
15+ Employee Resource & Affinity Groups
Company
Morningstar
Morningstar provides independent investment research to investors worldwide.
10001+ employees
H1B Sponsorship
Morningstar has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (32)
2024 (50)
2023 (68)
2022 (51)
2021 (57)
2020 (56)
Funding
Current Stage
Public CompanyTotal Funding
$91M2005-05-03IPO
1999-07-09Private Equity· $91M
Leadership Team
Kunal Kapoor
Chief Executive Officer
Lawrence Johnson
SVP & Head of Fintech Engagement
Recent News
2026-01-16
2026-01-16
2026-01-12
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