Mercury Financial · 2 months ago
Credit Risk & Strategy Analyst
Wilmington, DE, US
Full-time
Onsite
Entry, Mid Level
1+ years expAtlanticus is a fast-growing, mission-focused company committed to meeting the financial needs of middle-class Americans. As a Credit Risk & Strategy Analyst, you will use data and analytics to solve business problems related to credit risk, marketing performance, and financial planning, while collaborating with various teams to influence strategic decisions.
Financial Services
No H1B
Responsibilities
Analyze business performance: Use SQL and other analytical tools to extract, clean, and interpret data to identify trends and opportunities across credit, marketing, and finance
Develop actionable insights: Translate data into clear recommendations that improve acquisition, underwriting, and portfolio management strategies
Structure and execute test-and-learn initiatives: Evaluate credit, marketing, and customer strategies - translating experimental outcomes into scalable business improvements
Support marketing and customer growth: Evaluate campaign performance and customer behaviors to inform targeting, offers, and engagement tactics
Contribute to financial and credit forecasting: Partner with Finance and Credit teams to model portfolio outcomes and track P&L drivers
Collaborate across functions: Work closely with Marketing, Product, Operations, and Finance to deliver analytical solutions and align on priorities
Tell the story: Communicate findings through presentations and dashboards that make data accessible to decision-makers
Grow as a strategic thinker: Learn to frame business problems, design experiments, and connect data-driven insights to real-world business strategy
Qualification
Required
Bachelor's degree in a quantitative or analytical field (e.g., Mathematics, Economics, Finance, Statistics, Engineering, or Data Science)
1-3 years of experience in analytics, business strategy, or consulting (internships or rotational programs welcome)
Proficiency in SQL and strong Excel skills; experience with Python, R, or similar tools is a plus
Demonstrated ability to solve problems using data and structured thinking
Strong communication skills and intellectual curiosity
Preferred
Experience in credit cards, consumer lending, or data-driven marketing
Ability to understand consumer credit card P&L and profitability drivers
Exposure to experimentation (A/B testing) or performance measurement frameworks
Familiarity with business intelligence or visualization tools such as Tableau or Power BI
Comfort working in fast-paced, evolving environments where adaptability matters
Benefits
Generous PTO and holiday schedule
401(k) with company match
Employee stock purchase plan
Ongoing training (lunch & learns, financial and health webinars)
Team volunteer outings
Company
Mercury Financial
Drobna Ratka pomaga firmom i osobom indywidualnym opłacić ubezpieczenie, rozkładając jego wysokie koszty na regularne, niskie raty.
2-10 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase