Director, FinTech Counsel jobs in United States
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Toast · 2 days ago

Director, FinTech Counsel

Toast is a company that provides an all-in-one platform to help restaurants operate their business effectively. They are seeking a mid-level attorney to support their Embedded Finance team, focusing on negotiating financial partnerships and designing innovative financial products for the restaurant industry.

DeliveryPoint of SaleSaaS
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Comp. & Benefits
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H1B Sponsor Likelynote

Responsibilities

Draft complex commercial agreements and lead negotiations with financial institutions, payment processors, strategic partners, and merchants in connection with fintech products and services appropriate for restaurants, their staff, and their guests
Represent Legal on cross-functional teams to help design and implement cutting edge financial products, identify creative solutions to unique use cases and escalated issues, and ensure compliance with financial regulations and other applicable laws, partner contracts, card brand rules, and industry best practices
Research, analyze, and respond to questions, disputes, and escalations, and advise cross-functional stakeholders on legal and regulatory requirements, risks, and considerations regarding Toast’s suite of fintech solutions
Draft user terms and agreements (e.g., cardholder agreements, credit agreements, and website terms of service)
Review customer facing materials, including multi-channel advertising, customer enablement tools, and user experience content, for compliance with federal and state laws and best practices, and provide feedback and guidance to Marketing, Design, and Go-to-Market team stakeholders

Qualification

FinTech expertiseCommercial draftingFinancial regulations knowledgeNegotiation skillsLegal complianceAI product advisingWritten communicationVerbal communicationCross-functional collaboration

Required

A J.D. from an ABA-accredited U.S. law school, and membership in good standing to at least one state bar
Extensive experience advising fintech businesses and Director+ stakeholders on a variety of financial products and services, including embedded finance products for merchants and payments solutions (including payment card processing)
Strong commercial drafting skills with experience independently leading negotiations, specifically within the financial services industry
Deep knowledge of financial laws and regulations, including: commercial/consumer banking regulations (including Reg B, Reg E, Reg Z, Reg CC, and Reg DD), federal and state consumer protection laws (UDA(A)P), laws governing electronic funds transactions (including Reg E, and NACHA); state and federal money transmitter laws, and card association and payment network rules
Exceptional written and verbal communication skills, with a demonstrated ability to distill complex legal concepts into clear, concise, and impactful advice for diverse business audiences, including senior leadership
Ability to seamlessly partner with product and cross-functional teams to provide effective legal guidance while driving key business outcomes

Preferred

Experience advising on products that incorporate AI components

Benefits

Cash compensation (overtime, bonus/commissions, if eligible)
Benefits
Equity (if eligible)

Company

Toast is a point-of-sale and restaurant management platform designed for businesses in the food service and hospitality industry.

H1B Sponsorship

Toast has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (26)
2024 (32)
2023 (39)
2022 (66)
2021 (29)
2020 (17)

Funding

Current Stage
Public Company
Total Funding
$961.95M
Key Investors
12 West CapitalT. Rowe PriceBessemer Venture Partners
2021-09-22IPO
2020-11-23Secondary Market· $60M
2020-02-14Series F· $400M

Leadership Team

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Aman Narang
CEO and Co-Founder
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Steve Fredette
Co-founder and President
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Company data provided by crunchbase