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BBVA · 5 months ago

US Corporate Underwriter - Senior Vice President

Houston, Texas

Full-time

Onsite

Mid, Senior Level

$150K/yr - $180K/yr

12+ years exp

BBVA is a global company with a strong presence in the U.S. and is seeking a highly skilled Corporate Credit Analyst. The role involves assessing the creditworthiness of corporate clients and managing an existing client portfolio, with a focus on financial analysis and risk assessment within a corporate lending context.

AccountingBankingFinanceFinancial ServicesLending

Comp. & Benefits

No H1B

Responsibilities

Conduct thorough financial analysis (analyzing financial statements, cash flow projections, and other financial data) to evaluate credit risk for corporate loans, trade finance deals, structured finance, and sponsored and leveraged finance transactions

Review and interpret loan documents, trade finance documents, and ISDA agreements

Conduct thorough due diligence on sponsored finance and leveraged finance transactions, evaluating financial structures and credit terms

Collaborate with internal stakeholders and external counterparties to analyze and interpret complex credit and other transactions documents

Monitor and report on the performance of corporate loan portfolios, ensuring risk is adequately mitigated

Prepare risk assessments and recommendations for credit committees and senior management

Identify early warning signs and potential credit issues; recommend appropriate actions

Assist in the periodic review and renewal of existing credit facilities

Qualification

Credit risk managementCorporate financeStructured financeLoan documentationISDA agreementsLeveraged financeAnalytical skillsBusiness writingCompliance knowledgeFinancial analysisUS lending regulationsMBAGARP SCR certificationCFA ESG InvestingCommunication skillsRelationship buildingCritical thinkingDecision making

Required

12 to 15 years of credit risk management, with focus on corporate and structured finance within a corporate or commercial banking environment

Strong knowledge of loan documentation, trade finance, and ISDA agreements

Proven experience in leveraged finance and sponsored finance transactions

Analytical orientation, critical thinking skills, and autonomous decision-making ability

Strong communication and business writing skills

Solid level of credit risk skills, including the ability to work across complex structures and products

Ability to create a strong network of relationships among peers, internal partners, external constituencies and decision makers to deliver end products

Strong understanding of policies, procedures, compliance and approval process at a Corporate Bank, including comprehension of US lending regulations

Undergraduate degree in Finance or Accounting; MBA is a positive but is not required