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PSECU · 1 day ago

Mortgage Originator

Harrisburg, PA

Full-time

Onsite

Senior Level

5+ years exp

PSECU is a long-standing organization focused on helping members achieve their financial goals. They are seeking a Mortgage Originator to guide borrowers through the mortgage loan process, from prequalification to closing, while maintaining professionalism and communication throughout. The role involves consulting with borrowers, handling loan applications, and assisting with various tasks to support the lending mission.

BankingFinancial ServicesLendingNon Profit

Responsibilities

Consult with and advise borrowers on 1st Mortgage product options to educate and guide borrowers through the entire mortgage loan process from prequalification to closing

Display professionalism in dress attire when meeting members, realtors, builders and centers of influence to promote PSECU

Use Credit Union Resources to: Handle incoming calls and emails related to construction financing. Qualify borrowers. Originate applications. Collect needed loan file documentation from borrowers. Submit loan files in a timely manner to be disclosed, underwritten, and approved. Review timelines, prequalification letter, estimated cost sheet, loan disclosure documents, conditional approval letter with conditions and CD with borrowers. Follow-up to keep realtors, builders and borrowers informed throughout the loan process. Maintain communication with processors and underwriters for loan status and loan file gets cleared to close on time. Review pipelines to be sure all new loans are decisioned to meet RESPA compliance. Maintain an organized work area. Assist with on-the-job training of new employees in the unit. Assist with projects as assigned in support of Revenue Growth and Lending mission and objectives. Perform data entry and clerical/general office support work as assigned. Assist with testing of LOS upgrades or new products. Display professionalism in dress attire when meeting members, realtors, builders and centers of influence to promote PSECU

Maintain confidentiality, in particular with credit union account information, as well as other information designated as confidential

Resolve borrower/member problems professionally whether over the phone, in person or through correspondence. Recognize early signs of member disservice and staff related problems and convey concerns and or problems promptly to immediate supervisor

Other duties and responsibilities as assigned

Qualification

Mortgage originationSales experienceData entryCommunication skillsConfidentiality

Required

Bachelors (Required)

Any equivalent combination of experience and education. | Required

Five years of secondary market, outside first mortgage origination Established sales experience with realtors, builders and/or affinity groups | Required