Truist ยท 2 months ago
Home Equity Underwriting Manager I
United States
Full-time
Remote
Senior Level, Lead/Staff
10+ years expTruist Bank is seeking a Home Equity Underwriting Manager I to provide leadership and direction in credit approval and risk management for the Bank's Unsecured and Personal Lending team. The role involves ensuring quality and profitable loan growth, coaching Underwriters, and maintaining strong partnerships with leadership regarding underwriting performance and portfolio management strategies.
BankingFinanceFinancial Services
Responsibilities
Ensure balanced execution of credit decisioning and risk management processes, maximizing quality and profitable loan growth for the Bank, within established service level agreement timeframes
Provide underwriting and decisioning support for Underwriters on large, complex, credit requests outside their established lending authority
Manage and lead Underwriters. Coach, train and mentor teammates to encourage growth and development. Cultivate an environment of independent thinking and empowered teammates in order to develop critical skill sets for granting credit decisions that are based on both, a complete understanding of the client's financial position and the Bank's defined risk management policies
Recommend changes to policy and processes, as appropriate. Ensure underwriting policies and guidelines are being applied and exceptions to credit policies are clearly documented, justified and within the Bank's risk tolerance threshold
Serve as liaison for Retail Community Bank leadership regarding underwriting performance, lending process execution and portfolio management strategies. Manage and perform second level reviews for Premier and Regional leaders to ensure all viable loan requests are given an appropriate level of consideration
Participate in RCB Regional and Premier team meetings, in-person or virtually. Build and sustain strong partnerships with all RCB leaders and teammates by providing guidance and support, as appropriate
Evaluate Underwriter performance and staffing levels to ensure optimal efficiency and productivity is achieved without compromising risk management/risk framework standards
Participate in consumer lending audits and compliance reviews and examinations
Instill the Truist mission, vision, values and credit culture within the Underwriting team
Qualification
Required
Bachelor's degree in business-related field or comparable education or related training
10+ years of large bank experience with strong emphasis in loan administration and credit risk management
Strong credit and analytical skills with experience in evaluating complex personal and business tax returns, cash flow analysis, trust agreements and other legal documentation utilized in complex lending situations
Ability to successfully interact, negotiate and communicate within all levels of the Bank
Strong leadership and management skills
Strong Verbal and written communication skills
Must be SAFE (Mortgage Licensing Act) compliant within 30 days of employment in this role, including new or transfer of registration and applicable NMLS background check which includes meeting applicable financial responsibility, character, credit fitness and criminal background standards. Successful candidates must also meet ongoing regulatory requirements
Preferred
Master's degree in business-related field and/or graduate of outside banking management school
Retail and commercial lending experience
Experience in technology based, multi-project work environment
Experience and training in public speaking and group facilitation
Knowledge of bank operations/systems, compliance/regulatory issues
Benefits
Medical
Dental
Vision
Life insurance
Disability
Accidental death and dismemberment
Tax-preferred savings accounts
401k plan
10 days of vacation
10 sick days
Paid holidays
Defined benefit pension plan
Restricted stock units
Deferred compensation plan
Company
Truist
Truist is the sixth-largest commercial bank in the U.S.
10001+ employees
H1B Sponsorship
Truist has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
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Trends of Total Sponsorships
2025 (313)
2024 (247)
2023 (288)
2022 (275)
2021 (278)
2020 (270)
Funding
Current Stage
Late StageTotal Funding
unknown2021-01-01Seed
Leadership Team
Michael Maguire
Chief Financial Officer
James Cordovana
SVP of Cloud Security Enterprise Architect
Recent News
Maryland Daily Record
2026-01-03
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