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M&T Bank · 2 months ago

Senior Commercial Credit Risk Analyst - Risk Rating Framework (Hybrid- Buffalo, NY)

Buffalo, NY

Full-time

Hybrid

Senior Level

$72K/yr - $120K/yr

5+ years exp

M&T Bank is a financial institution seeking a Senior Commercial Credit Risk Analyst to manage and evaluate the Commercial Loan portfolio in relation to the Credit Risk Rating Framework. The role involves monitoring risk, developing analytical tools, and collaborating with various departments to enhance credit risk management practices.

Financial Services

H1B Sponsor Likely

Responsibilities

Contribute to the effective management of commercial credit risk by supporting the Risk Rating Framework through analytical practices, adherence to regulatory guidance, and understanding of M&T Credit Culture

Assist with the review of the Probability of Default and Loss Given Default Masterscales, and the use of scorecards to assign credit risk ratings. Recommend improvements to Credit Risk Management

Support the PD and LGD Masterscales through large commercial datasets using statistical analysis in Statistical Analysis System (SAS), PYTHON or similar tool to properly compare estimates to historical performance. Communicate analytical results to Bank-wide stakeholders

Collaborate with Model Risk Management to ensure compliance with model governance requirements, including documentation updates, performance monitoring and validation support for department-owned models

Provide financial analysis and data support to other groups/departments across the Bank as required

Develop Knowledge around various Banking Regulatory requirements. Regularly present portfolio risk summaries and dashboards to management and governance committees

Lead special projects as requested by Management

Leadership/mentor junior staff

Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies

Promote an environment that supports belonging and reflects the M&T Bank brand

Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable

Complete other related duties as assigned

Qualification

Statistical Analysis System (SAS)PYTHONCredit Risk ManagementStatistical Models DevelopmentFinancial AnalysisData SupportRegulatory ComplianceLeadership

Required

Bachelor's Degree in a Business or Mathematics-based or related Discipline, or in lieu of degree four- or five-years' credit risk, financial or business analysis experience

Five years' relevant experience in Banking, Risk or Finance analysis or a related field

Five years' experience preparing written documentation and/or papers/publications

Statistical Analysis System (SAS), PYTHON or similar tool

Preferred

MBA preferred

Development of Statistical Models

Company

M&T Bank

Glassdoor3.6

Great companies have an enduring sense of purpose.

Founded in 1856

Buffalo, New York, US

10001+ employees

http://www.mtb.com

H1B Sponsorship

M&T Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

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Trends of Total Sponsorships

2025 (116)

2024 (113)

2023 (84)

2022 (103)

2021 (42)