Hillcrest Bank · 2 months ago
Middle Market Banking - Relationship Manager II
Salt Lake City, UT
Full-time
Onsite
Senior Level
7+ years expHillcrest Bank is committed to building strong relationships with clients and communities. As a Commercial and Specialty Banking Relationship Manager II, you will manage a portfolio, deepen client relationships, and provide financial advice while ensuring compliance with banking regulations.
Banking
No H1B
Responsibilities
Ensure overall success and growth of an assigned portfolio by deepening relationships of existing clients and acquiring new clients
Cross-sell lending, depository and Treasury Management products to new and existing bank clients
Review clients' credit needs and design solutions
Negotiate credit terms, loan repayment methods and collateral specifications with clients
Manage existing portfolio of clients and monitor client relationships for compliance with credit standards
Update financials, maintain insurance on bank collateral and review loans for accurate grades
Handle relationships greater than $2 million in credit exposure and over $25,000 in fee income
Provide financial advice and counsel to clients and prospective clients regarding trends and conditions of the business environment and general banking trends
Review loan documents to ensure compliance with Loan Policy and banking laws and regulations
Maintain compliance with all Federal and State regulations, including laws, rules and regulations dealing with safety and soundness, consumer protection and privacy and non-discrimination
Build rapport with clients and fellow associates, treating others with respect and consideration regardless of their status or position
Maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position
Qualification
Required
Bachelor's degree in business, finance or related field or combination of education and work experience
7+ years of relevant experience
Good managerial, communication and sales skills
Strong business development skills as well as an overall understanding of credit and business finance
Strong networking skills and participation in networking events in the market area
Competent in the operation of standard office equipment including computer, fax, ten (10) key calculator and phone
Competent in the use of standard office software including Microsoft Outlook, Excel and Word
Solid knowledge of banking policies, regulations and compliance issues
Solid ability to analyze financial statements
Solid knowledge of basic accounting principles
Must possess a valid driver's license
Strong interpersonal skills with the ability to build peer and/or team cohesiveness to deliver the full complement of bank products and services
Self-directed and motivated to accomplish tasks, meet objectives and committed timelines
Strong oral and written communication skills with the ability to clearly and concisely articulate issues
Preferred
MBA or master's degree in business, finance or related field or combination of education and work experience
7+ years of Commercial or Specialty experience
7+ years of commercial credit experience
Completed formal credit training program
Strong communication and sales skills
Benefits
Insurance
401k
An associate stock purchase program
Paid time off
Associate banking perks
Company
Hillcrest Bank
Hillcrest Bank is a company that offers banking solutions.
501-1000 employees
Funding
Current Stage
Late StageRecent News
Idaho Business Review
2025-03-06
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