Business Banking Relationship Officer II jobs in United States
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UMB Bank · 18 hours ago

Business Banking Relationship Officer II

UMB Bank is focused on building relationships and providing financial solutions to businesses. The Business Banking Relationship Officer II will engage with business owners and financial executives to sell bank products and manage existing relationships, ensuring profitability and growth.

BankingFinanceFinancial Services
Hiring Manager
Dan Spargur
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Responsibilities

You will utilize your networking abilities in the community by participating in community and professional activities to enhance UMB’s image and brand and build new business
You will utilize your credit skills to qualify companies eligible for loan business while managing the overall credit quality of the assigned portfolio to ensure the loan quality
You will utilize your negotiation skills to negotiate loan proposals, analyze and evaluate credit requests, and write loan commitments for presentation to an underwriter or loan committee for loan approval
Utilizing your communications skills, you will serve as the primary contact for all financial services to individual Business Banking clients with the bank to ensure business retention

Qualification

Commercial lendingCredit analysisSales experienceStrategic industry salesNegotiation skillsNetworking abilitiesMarketing abilitiesCommunication skills

Required

You have a bachelor's degree or equivalent work experience of up to 5 years in a commercial lending role
You have demonstrated experience in sales to small businesses, credit knowledge, and credit underwriting knowledge

Preferred

Bonus points if you have strategic industry sales knowledge and marketing abilities in those industries

Benefits

Paid Time Off
A 401(k) matching program
Annual incentive pay
Paid holidays
A comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
Health savings
Flexible spending
Dependent care accounts
Adoption assistance
An employee assistance program
Fitness reimbursement
Tuition reimbursement
An associate wellbeing program
An associate emergency fund
Various associate banking benefits

Company

UMB Bank

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UMB Financial Corporation is a commercial bank that offers various financial services.

Funding

Current Stage
Public Company
Total Funding
$606.13M
2025-05-29Post Ipo Equity· $294.53M
2024-04-29Post Ipo Equity· $201.6M
2022-09-23Post Ipo Debt· $110M

Leadership Team

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Brian Hutchin
Executive Vice President, Director of Healthcare Services at UMB, Institutional Banking Division
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Phillip Mason
President of Institutional Banking
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Company data provided by crunchbase