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LendingOne · 1 month ago

Credit Analyst/Underwriter

Boca Raton, FL

Full-time

Hybrid

Mid Level

3+ years exp

LendingOne is a direct private lender headquartered in Boca Raton, FL, specializing in business-purpose mortgage loans for real estate investors. They are seeking a skilled Credit Analyst/Underwriter to perform detailed credit analysis and underwriting on loans, communicate decisions to the Sales team, and help clients achieve their investment goals.

Financial ServicesFinTechReal Estate

Growth Opportunities

Responsibilities

Perform full credit analysis and underwriting on business-purpose loans, evaluating borrowers and properties in detail

Review financial statements, analyze creditworthiness, and verify key data points such as acquisition costs, renovation budgets, rental income, and market comps

Identify risks and recommend alternative financing solutions when needed

Prepare clear and concise underwriting summaries with both quantitative and qualitative insights

Communicate underwriting decisions and rationale to internal stakeholders, particularly the Sales team

Review appraisal reports to ensure they meet company standards

Maintain productivity and turnaround times in line with department goals

Prioritize caseload effectively to meet multiple deadlines

Qualification

Underwriting experienceFinancial analysisCritical thinkingCRM systems proficiencyMicrosoft Office proficiencyManage prioritiesDSCRFix & Flip loansNew Construction loansDegree in FinanceDegree in BusinessDegree in EconomicsVerbal communicationWritten communicationProblem-solving skillsTeam-oriented attitudeTime managementAttention to detail