LendingOne · 1 month ago
Credit Analyst/Underwriter
Boca Raton, FL
Full-time
Hybrid
Mid Level
3+ years expLendingOne is a direct private lender for Real Estate professionals headquartered in Boca Raton, FL, and they are seeking a skilled Credit Analyst/Underwriter. The role involves performing credit analysis and underwriting on business-purpose loans, evaluating borrowers and properties, and communicating decisions to the Sales team.
Financial ServicesFinTechReal Estate
Responsibilities
Perform full credit analysis and underwriting on business-purpose loans, evaluating borrowers and properties in detail
Review financial statements, analyze creditworthiness, and verify key data points such as acquisition costs, renovation budgets, rental income, and market comps
Identify risks and recommend alternative financing solutions when needed
Prepare clear and concise underwriting summaries with both quantitative and qualitative insights
Communicate underwriting decisions and rationale to internal stakeholders, particularly the Sales team
Review appraisal reports to ensure they meet company standards
Maintain productivity and turnaround times in line with department goals
Prioritize caseload effectively to meet multiple deadlines
Qualification
Required
Minimum 3 years of underwriting experience within private lending
High attention to detail and accuracy in financial analysis
Strong critical thinking skills with the ability to identify inconsistencies and propose solutions
Excellent written and verbal communication skills
Ability to manage multiple priorities and deliver on tight timelines
Positive, team-oriented attitude with strong problem-solving skills
Proficiency in CRM systems and Microsoft Office/Google Workspace
Preferred
Experience with DSCR, Fix & Flip, and New Construction loans
A degree in Finance, Business, or Economics
Benefits
Diverse and inclusive workplace, with a supportive and friendly team
Company awards, recognitions, and community involvement opportunities
Comprehensive benefits package: medical, dental, vision, short and long-term disability, flexible spending accounts, generous 401(k) match, and more!
10 Company-paid holidays, and Paid-time Off
Work-From-Home Fridays!
Regular company-sponsored lunches, team-building and social events, and company swag to promote engagement and connection
We believe in promoting from within
Dedicated Learning & Development Team: comprehensive technical training, career paths, and education reimbursement opportunities!
Company
LendingOne
LendingOne is one of the nation’s leading direct lenders for real estate investors—from individual operators to institutional firms.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Matthew Neisser
CEO / Co-Founder
Recent News
Company data provided by crunchbase