Achievers Network · 2 months ago
Mortgage Loan Originator (Spanish Bilingual Preferred)
Achievers Network is a community-based bank focused on providing financial services and promoting economic opportunity. They are seeking a Mortgage Loan Originator to originate residential loans, engage with customers, and promote the association's loan products and services.
Non-profit Organization Management
Responsibilities
Originates one-to-four family residential loans by talking with customers and by contacting realtors, builders, etc.; engages in sales efforts at the customer’s home or place of business and away from the bank’s place of business or any office maintained for loan production business purposes
Responds to customer/contact inquiries regarding the association's loan products and customer's applications
Keeps up-to-date on government regulations and the association's policies and procedures regarding lending; participates in quarterly compliance training on banking regulations for industry
Promotes the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods
Projects a positive image of the association and make sales contacts by participating in community activities, organizations, and business-related functions
Cross-sells and keeps up-to-date on the association's entire product line including both lending and savings products
Knows, understands, and complies with current fair lending laws and bank policies and procedures; addresses same at all times
Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable
Other duties as required
Qualification
Required
Experience in sales is required
Experience in customer service is required
Proficiency in MS Office [Outlook, Excel, Word] or similar software is required
Education: High School Diploma or equivalent is required
Certification: NMLS is/will be required
Years of experience: 3 to 5 years is required
Preferred
Experience in mortgage lending along with lending laws, regulations, & guidelines is preferred
Experience in commissioned sales is preferred
Experience in financial services or banking is preferred
Bilingual preferred
Encompass, Cleartouch, OnBase, various government and investor software/web portals is preferred
CRM software is preferred
Bachelor's degree is preferred