Citizens · 1 month ago
Middle Market Corporate Banking Portfolio Manager II
New York, NY
Full-time
Onsite
Senior Level
$175K/yr - $210K/yrCitizens is a financial services company dedicated to supporting clients across various industries. The Middle Market Corporate Banking Portfolio Manager II will manage credit underwriting and portfolio management for commercial banking relationships, ensuring strong credit quality and efficient processes while providing expert knowledge and client support.
BankingCredit CardsFinancial ServicesFinTechRetail
Responsibilities
Managing a portfolio of the most complex credits and performing the functions of the position with only periodic oversight and is expected to perform with very limited supervisory intervention
Exhibit expert knowledge of clients/credits included in the portfolio when interacting with peers, Relationship Manager, team leader, and senior managers across departments/teams
Effective credit underwriting, credit and risk administration with particular emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation, ongoing portfolio maintenance activities, and client support as needed for an assigned portfolio
Structuring, underwriting, and documenting new business, renewals, and modifications as the credit expert within the first line of defense
Oversee assigned portfolio of credits and anticipate portfolio problems and take action to develop solutions, handling multiple demands and competing priorities
Meet deadlines and schedules associated with maintaining portfolio compliance with credit and risk policies
Provide client management support for assigned portfolio, maintaining a regular level of direct client interaction, and demonstrating ability to resolve the most complex issues related to credit monitoring and administration with client directly
Understands and stays up to date with industry and market information related to assigned markets and customers. Shares insights and learnings with other RMs and PMs
Qualification
Required
Proven expertise in credit underwriting and portfolio management, with a strong track record of managing complex commercial banking relationships
Advanced proficiency in financial analysis, credit modeling, and risk evaluation, with a deep understanding of regulatory compliance and credit policy adherence
Demonstrated ability to independently manage a portfolio of high-complexity credits, exhibiting expert knowledge of client businesses and credit structures
Strong analytical and problem-solving skills, with the ability to anticipate portfolio issues and develop strategic solutions
Excellent communication and interpersonal skills, with the capacity to collaborate effectively across teams and engage directly with clients to resolve complex credit matters
In-depth knowledge of industry trends and market dynamics, with a commitment to sharing insights and fostering team-wide learning
Experience in structuring, underwriting, and documenting new credit opportunities, renewals, and modifications within a first-line-of-defense framework
Proven ability to meet deadlines and manage competing priorities in a fast-paced, client-focused environment
Benefits
Comprehensive medical, dental and vision coverage
Retirement benefits
Maternity/paternity leave
Flexible work arrangements
Education reimbursement
Wellness programs
Paid time off policy exceeds the mandatory, paid sick or paid time-away policy
Company
Citizens
At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.
Founded in 1828
10001+ employees
H1B Sponsorship
Citizens has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2020 (1)
Funding
Current Stage
Public CompanyTotal Funding
$2B2025-02-26Post Ipo Debt· $750M
2024-07-09Post Ipo Debt· $1.25B
2014-09-23IPO
Leadership Team
Melisa Carrascoza
SVP, Business Banking Market Executive - New England South
Steve Kozek
Head of Commercial Excellence, Senior Vice President
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