Wright-Patt Credit Union · 3 months ago
Commercial Loan Credit Manager
Beavercreek, OH
Full-time
Onsite
Senior Level, Lead/Staff
$110K/yr - $164K/yr
10+ years expWright-Patt Credit Union is seeking a Commercial Loan Credit Manager responsible for coordinating all commercial loan and deposit activity in accordance with WPCU policies and procedures. The role involves managing a team, overseeing credit analyses, ensuring compliance with regulations, and assisting in business tactics and regulatory requirements.
FinanceFinancial ServicesNon Profit
Responsibilities
Manage the day-to-day activities of the Member Business Support Coordinators, Small Business Analysts, Treasury Specialists and Credit Analysts. Ensure assigned business units are operating efficiently and reliably, are in compliance with applicable laws, regulations, and rules, have appropriate operating controls to mitigate risk, and are performing at a high level
Review and approve credit analyses and assign risk grades
Perform analyses on complex credit request
Provide training and guidance to all departments
Oversight and management related to Small Business loan applications
Oversight and management related to Treasury activities
Manage ACH exposure
Analyze and underwrite credits as needed
Assist Member Business Services VP in executing Business Tactics
Assist Relationship Managers as needed
Facilitator between credit analysts and loan officers
Enforce credit policy
Discusses loan structure with loan officer to minimize risk
Prepare and develop various reports as required by management to assist in the overall management of MBS’s
Develop written policy documentation
Initiate process improvement and quality reviews to simplify and improve productivity
Assist Member Business Services VP in satisfying regulatory requirements as provided by state and federal authorities
Assist Member Business Services VP in ensuring that WPCU adheres to the policies and procedures approved by our board of directors
Qualification
Required
A Bachelor's degree in Finance, Accounting or Business-related field and/or a minimum of 10 years of experience as a credit analyst and/or portfolio manager
Previous experience leading a team in a project management, supervisory or team leads Capacity
Proven ability to learn complex or sophisticated concepts and apply the appropriately is required
Demonstrated ability to learn and utilize the necessary software to complete job functions
Working knowledge of income statements, balance sheet and other corporate financial documents is required
Working knowledge of SBA lending programs including SBA 7(a), SBA 504, and SBA Express
Preferred
Understanding the Credit Union movement, the 'WPCU difference', as well as knowledge of WPCU products and services and the ability to understand and effectively communicate these differences is preferred
Company
Wright-Patt Credit Union
Wright-Patt Credit Union is a not-for-profit member-owned financial institution.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Tim Mislansky
President/CEO
Daniel Smith
Chief Financial Officer
Recent News
2025-10-07
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