Citizens · 2 months ago
Sr Dgtl Product Mgmt Consult.
Pittsburgh, PA, US
Full-time
Hybrid
Mid, Senior Level
3+ years expCitizens Banks is seeking a highly motivated, passionate, and collaborative individual to join the Embedded Finance team as an Embedded Finance Product Manager. The role focuses on developing and deploying embedded finance capabilities for various businesses, partnering with colleagues across products, sales, risk, compliance, and technology to deliver Citizens financial products seamlessly to customers.
BankingCredit CardsFinancial ServicesFinTechRetail
Responsibilities
Become and serve as a subject matter expert on embedded finance and its sub-flavors (embedded payments, embedded lending, embedded card issuance, embedded deposit solutions, etc.). Priority focus is embedded payments and embedded deposits
Deliver new embedded finance capabilities for Citizens. Partner closely with internal product, risk, and tech teams to scope, design, build, launch, pilot, and scale new embedded financial capabilities
Work with credit, risk, compliance, and product teams to tailor existing Citizens products to enable embedded finance use cases
Assist on creation of end-to-end coverage model for embedded finance clients; relationship management, product sales, credit / risk underwriting and oversight, account management, and specialized servicing
Partner with sales teams on engagements with embedded finance clients to launch new and scale programs. Improve products based on client feedback
Continuously refine client engagement and oversight models
Educate and train internal colleagues on embedded finance. In particular, train client-facing colleagues how to identify embedded finance opportunities within their portfolios
Qualification
Required
3-10 years of experience in financial services, preferably in product, compliance or sales roles
Experience working with fintechs, brands, platforms etc. to embed financial products into their product offerings
Familiarity with Agile delivery framework and related tools (Jira, Confluence, etc.)
Strong communication and presentation skills (Excel and PowerPoint skills)
Strong partnership and relationship-building skills, at all levels of the organization; ability to influence cross-functional counterparts and internal colleagues
Strong analytical skills and business judgment/acumen
Excellent problem-solver, able to break-down complex problems into practical solutions
Strong program management and prioritization skills
Focus on driving results, versus activity
Self-starter, with a proactive approach to solving problems
Bachelors Degree required
Preferred
Preferred locations: New York NY, Johnston RI, Westwood MA, Pittsburgh PA
Company
Citizens
At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.
10001+ employees
H1B Sponsorship
Citizens has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2020 (1)
Funding
Current Stage
Public CompanyTotal Funding
$2B2025-02-26Post Ipo Debt· $750M
2024-07-09Post Ipo Debt· $1.25B
2014-09-23IPO
Leadership Team
Melisa Carrascoza
SVP, Business Banking Market Executive - New England South
Steve Kozek
Head of Commercial Excellence, Senior Vice President
Recent News
2026-01-22
Talk Business & Politics
2026-01-19
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