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Arbor Bank · 2 months ago

Commercial Banking Relationship Officer - Special Assets

Omaha, NE

Full-time

Onsite

Senior Level

5+ years exp

Arbor Bank is seeking a highly motivated and experienced Commercial Banking Officer to join our dynamic banking team. This role involves managing special and troubled assets while also focusing on new client acquisition and relationship management within the commercial banking portfolio.

BankingFinancial Services

Responsibilities

Proactively manage special assets and troubled credits, including identifying early signs of deterioration, recommending remedial strategies, and coordinating with legal, credit, and risk departments

Lead loan workouts, restructurings, forbearance agreements, and other resolution strategies with bank clients to mitigate risk and protect the Bank’s interests

Prepare and present comprehensive credit memorandums and risk assessments to loan committees and executive management with the support of dedicated credit analysis staff

Originate, structure, and manage a portfolio of commercial loans, including C&I, CRE, and SBA loans

Demonstrate accountability & active leadership in sales process through, but not limited to: Participate in weekly business development meetings to implement strategies to attract new clients, expand loan portfolio and increase market share

Furnish weekly business development reports: tracks and maintains database of calls, leads, prospects, pipeline utilizing Bank’s Customer Relationship Management platform (CRM)

Actively solicit new business to the bank

Identify and refer opportunities to other areas of the Bank, including Treasury, Insurance, Mortgage & Deposit

Embody Arbor Bank’s Core Values when interacting with colleagues, co-workers, clients, prospects, and our community

Credit memos will be totally compliant to The Bank, Federal and State policies, and regulations. Seeking only high-quality business

Monitor and maintain loan portfolio on proactive basis, including ensuring required documentation is always included in loan files, performing inspections as needed, reviewing financials, and borrowing base certificates on regular basis

Support the strategies and initiatives of the organization

Be actively involved in the Omaha and Elkhorn communities

Communicate proactively & promptly with Credit and Loan Administration Departments to provide information necessary to achieve sound documentation that conforms to The Bank, Federal and State policies, and regulations

Provides prompt and effective service to all internal and external customers

Demonstrate commitment, dependability, and respect for team members

Regular and predictable attendance, punctuality, and adherence to agreed-upon schedule of availability

Perform physical requirements as described in the Physical Requirements section

Special projects and other duties as assigned or needed

Qualification

Distressed loan managementCommercial credit underwritingFinancial analysis skillsClient relationship managementLoan workoutsLoan originationCRM proficiencyNegotiation skillsCommunication skillsStrategic thinkingMentoring skills

Required

Bachelor's degree in business administration, Finance, Accounting, or related field; MBA or advanced degree is desirable

Direct experience in special assets, loan workouts or distressed assets

Experience in restructuring problem loans, handling legal issues related to default, foreclosure, bankruptcy, and liquidation

5-7 years of experience in commercial lending, with a proven track record of success in business development, client relationship management, and loan origination of mid-market companies, corporations & institutions of moderate complexity

Strong knowledge of commercial credit underwriting, loan documentation, and banking regulations

Deep financial analysis skills, with the ability to evaluate creditworthiness and assess risk factors associated with commercial loan transactions

Exceptional negotiation, interpersonal, and client management skills

Proficiency in financial analysis software & systems, credit scoring models

Strong written and verbal communication skills with the ability to prepare and present complex financial information clearly and concisely

Strategic thinker with the ability to develop and execute innovative strategies to drive growth and profitability

Ability to help mentor, train and guide commercial banking professionals towards career advancement, personal and professional growth, and loan volume & portfolio success

Proficiency with Customer Relationship Management platforms (CRM). SalesForce