The QTI Group · 4 weeks ago
Senior Ag / Business Banking Officer
The QTI Group is leading the search for a Senior Ag / Business Banking Officer for Peoples Bank in Akron, Iowa. This role involves supporting daily operations, leading lending initiatives, and engaging in business development to meet customer needs and achieve bank goals.
Responsibilities
Assist in developing and achieving goals for loan growth, quality, and pricing for the location
Generate individual loans within guidelines set by bank policy and growth targets
Perform credit analysis, including evaluating financial statements, assessing risk, and structuring sound lending solutions for agricultural and business clients
Assist with implementing bank policy regarding the lending function
Assist with overseeing the lending function to ensure efficient, high-quality, and consistent loan delivery that enhances customer service and bank profitability
Follow up with delinquent loans to maintain the quality of the loan portfolio
Strengthen existing customer relationships and generate new business by proactively understanding customers’ full banking needs and conduct targeted sales calls to offer additional products and services
Help to develop strategies and establish goals for increasing location volume of deposits, loans, and other bank services
Work with staff in establishing and meeting goals aimed at growing existing customer relationships and building new ones
Help to cross-sell customers to other (non-lending) bank products and services, which may include checking accounts, certificates, cash management products or the like
Represent Peoples Bank in the community by being involved in key community, banking and civic organizations and activities
Promote a positive location culture that embraces the bank’s Vision, Mission, Values and Service Standards, while fostering high morale and team engagement
Support staff training and ensure consistent implementation of bank policies and procedures across the location
Assist in setting and achieving location budgets
Provide leadership for location-specific promotions and initiatives
Support staff development through daily coaching and mentoring and assist with annual performance evaluations
Assure properties and facilities are maintained to meet standards for appearance, cleanliness, and safety, ensuring a welcoming and secure environment for customers and staff
Manage and support a location of approximately seven employees
Contribute to staff selection, motivation, and development and foster a culture that supports team effectiveness and individual accountability
Translate the bank’s strategic direction into actionable goals and initiatives, such as goals for growth, products, staff and the like
Ensure successful implementation by assigning responsibility, developing tracking systems, and supporting staff in meeting individual performance goals
Qualification
Required
Bachelor's degree in a business-related field
Senior-level banking officer with 15+ years of banking experience, preferably in a community bank lending environment
Experience with Ag lending business required
Previous supervisory and management experience
Demonstrated proficiency in credit analysis
Proficient technical skills in utilizing computer applications used within the banking industry
Preferred
Preference is for this person to live within the Akron-Westfield Community School District