Security Service Federal Credit Union · 6 days ago
Sr. Commercial Loan Officer (Remote in Utah)
United States
Full-time
Remote
Senior Level, Lead/Staff
10+ years expSecurity Service Federal Credit Union is seeking a Sr. Commercial Loan Officer to manage and service various commercial loans while developing new business relationships. The role involves portfolio maintenance, loan administration, and ensuring compliance with lending policies and regulations.
Financial Services
Responsibilities
Makes and services a variety commercial loans (conventional, SBA, Construction, C&I) to include some complex credits
Develops and manages commercial loan accounts that meet established lending requirements and maximize profitability to the credit union with minimal risk
Provides portfolio maintenance and loan administration in accordance with SSFCU, Federal, State and NCUA policies
Operates with commercial lending authority as established by credit policy
Develops new business and expands existing relationships
Maintains knowledge of commercial loan products and services, as well as knowledge of the industries or market areas served
Calls on potential customers, identifies banking needs, secures financial data for analysis, and makes proposals for new business
Reviews existing account relationship for opportunities to meet additional needs with other products or services, makes proposals as appropriate
Makes sale calls in the calling program to achieve individually established goals
Gathers, evaluates, underwrites and closes all types of commercial loans within established credit authority limits; oversees processing of commercial loan documents and file maintenance; coordinates collection activities; provides direction to loan servicing, collection, loan administration support staff and guide to less experienced commercial lenders; participates in loan approval process
Manages loans within loan portfolio
Prepares letters pertinent to maintaining collateral documentation, financial statements, and other lending activities
Releases liens such as titles, mortgages, paid notes, etc
Responsible for identification and evaluation of deteriorating loan situations in order to recognize charge-off loans early and manage credit to minimize losses
Handles follow-up, collections, or delinquent and problem loans as requested
Works in concert with internal and external auditors and corporate credit review staff to insure compliance with bank policies and procedures and federal, state, and NCUA regulations
Completes any other job related duties needed to help drive to our Vision, fulfill our Purpose, and abide by our Organization’s Values
Qualification
Required
Bachelor degree in Business Administration or equivalent education and/or experience
Ten (10) years in commercial lending and managing a commercial loan portfolio and member/customer service with a strong emphasis in business product knowledge
Five (5) years of credit analysis/underwriting experience or equivalent commercial lending experience
Proven track record in sales ability/aptitude and business development
Strong verbal and written communication skills and the ability to meet deadlines and maintain attention to detail
A high level of analytical skills
Ability to perform in a high volume environment
Strong sales skills and ability to negotiate
Preferred
Expert knowledge of CRE, C&I and Construction Lending, SBA experience preferred
Thorough knowledge and understanding of federal, state and NCUA regulations
Company
Security Service Federal Credit Union
Security Service Federal Credit Union gives financial products and services.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Aaron Leek
Executive Vice President / Chief Operating Officer
Recent News
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2025-06-10
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2024-04-08
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