Crum & Forster Services India Private Limited · 2 months ago
Senior Claims Specialist - Workers Compensation - CA
Crum & Forster is a well-established insurance company providing specialty and standard commercial lines insurance products. The Senior Claims Specialist will examine claims data, conduct investigations, and manage workers' compensation claims, particularly in the California jurisdiction, ensuring compliance and effective communication with all parties involved.
Information Technology & Services
Responsibilities
Examines claims data and conducts investigations into routine and moderately complex claims to determine coverage, compensability, subrogation and benefits under moderate supervisory direction
Adjusts and manages claims within the limit of assigned authority
Must be well versed in California Compensation statute claims
Receives lost time and complex medical only assignments
Verifies and determines applicability of coverage
Initiates 24-hour contact with employer, employee and 48-hour contact with attending physician
Handles catastrophic claims with supervisory oversight
Conducts telephone investigations as required by company claims handling manual and procedures
Evaluates and adjusts claims within the limits of authority
Consults with Claim Manager on those claims where assistance and consultation is needed
Makes assignments to nurse case management when indicated, monitoring their billing and performance
Sets reserves for anticipated exposure up to authority limits
Completes mandatory Reserve Worksheets
Establishes reserves requiring complex analysis with lifetime pharmacy and cost inflation
Coordinates return to work (RTW) and sets target dates
Maintain diaries on maximum three (3) month intervals
Documents files in the claims system
Reviews medical bills for causal relationship, medical bill charges for appropriateness and approves payments
Adheres to special account handling (SHI) instructions
Attends account meetings by telephone and in-person
Manages litigation on the files
Qualification
Required
Experience with California Workers Compensation jurisdiction is required for this role
Must be well versed in California Compensation statute claims
College degree, B.A. or equivalent experience
3+ years of experience handling workers compensation claims required
Strong organizational skills
Good time management skills
Excellent verbal and written communication skills are essential
Strong aptitude and knowledge of Microsoft Office programs and the ability to quickly learn new programs
Will abide by departmental policies and procedures, including authority levels, to comply with C&F's risk management controls
Preferred
5+ years preferred
Foreign language communications a plus
Benefits
Generous 401K employer match
Employee Stock Purchase plan with employer matching
Generous Paid Time Off
Excellent benefits that go beyond health, dental & vision. Our programs are focused on your whole family’s wellness, including your physical, mental and financial wellbeing
Tuition reimbursement
Industry-related certifications
Professional training
Matching donation program
Volunteer opportunities
Employee-driven corporate giving program
Company
Crum & Forster Services India Private Limited
Crum & Forster Services India (CFSI) is India subsidiary of Crum & Forster Inc, a Fairfax Company based in Morristown, New Jersey, USA.